Understanding Your Credit Score

    Have you ever wondered what determines your credit score? If you are in the market for a new home, you most likely have spent quite a bit of time analyzing that three-digit score and thinking about the best method to increase it. There are are numbers in your life that can wield so much power. Your credit score will not only determine whether or not you can qualify for a mortgage, but how much home you can afford, and at what rate your interest will accrue during the term of that mortgage.