Geofrey Garcia

CalDRE #02103309

415.738.9886

Do you know that buying a home will be very frustrating and sometimes you just want to give up? Here are some lists of what you usually encounter before or during the process:
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Unresponsive lender.
Got denied without giving you any explanation from your loan officer.
Need down payment assistance but don't know how to obtain it.
You are unsure if the lender will approve your mortgage application.
The loan officer is not answering your call or email for updates.
The underwriter asked you questions and documents and wonder how to obtain them.
The process takes forever.
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Would it be good if you have someone on your side working with you who's been there and understand the stress and the process of home buying and financing?
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Are you a first-time home-buyer, foreign national, self-employed, young professional and you're wondering how to get approved for a mortgage or get assistance for a down payment?

As a real estate professional, I am here to serve, guide and equip you throughout the whole buying and financing process with all the knowledge that I acquired for over a decade of combined experience in customer service, residential mortgage processing, financing, and underwriting.

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My Experience

Over a decade of Combined Experience in Residential Mortgage Underwriting, Residential Mortgage Lending, Residential Loan Processing, Anti Money Laundering, and in Customer Service

My Credentials and Memberships

Highly Familiar with Fannie Mae, Conforming & High Balance Loan, Conventional Mortgages, Jumbo Loan, Government-.Insured Mortgages, and Tenancy In Common Properties Financing.
Specialized with First Time Home Buyer, Owner Occupied, Investment Properties, 1-4 Unit Properties, and Single Family Residence.
MEMBERSHIP: San Francisco Association of RealtorsCalifornia Association of RealtorsNational Association of Realtors

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English
Tagalog

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Emily Choi

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