Finance
What is a Reverse Mortgage?

What is a Reverse Mortgage?

Financial freedom during one’s golden years often requires more funds than expected. By using a reverse mortgage on a property you already own or property that has a low mortgage balance amount remaining, you access the opportunity to meet your financial obligations and still maintain your retirement plans. What is

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Types of Mortgages – ARMs and Fixed Rate Mortgages

Types of Mortgages – ARMs and Fixed Rate Mortgages

Buying a home is an exciting, yet complicated, process. A home buyer who plans to secure a mortgage when financing a home has a dizzying array of options available. Although there are a number of hybrids and variations, mortgages loans come in two basic types—adjustable rate mortgages, or ARMs, and

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Congratulations! You Just Opened Escrow. Now what?

Congratulations! You Just Opened Escrow. Now what?

After years of working hard, saving your earnings and building your credit history, it is finally time to purchase your dream home, and the very last steps lie in the escrow process. However, if you’ve never used an escrow before, it can seem quite confusing.  Understanding the purpose of an

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Answers to Common Questions About Title Insurance

Answers to Common Questions About Title Insurance

As a homebuyer, you’re probably excited to finally be closing on your home purchase. However, for many homebuyers, closing on a home purchase comes with a lot of uncertainty.  When you begin the process of closing on a home purchase, you may suddenly find yourself faced with a lot of

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Renting to Own

Renting to Own

For many, buying a home remains the American dream. Traditionally, buying a home entails getting approved for a mortgage and purchasing the home outright. There are, however, other options such as the rent-to-own route. Whether you are a seller or a buyer, understanding the rent-to-own process can help you decide

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Financing a Second Home

Financing a Second Home

Purchasing a second home can be a sound financial investment that has the potential to offer a prime spot for your future vacations, bring in long-term profits though the appreciation of your home, rental income and perhaps some tax breaks. If you’re in the market for a second home, there

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