3783 Payne Lake Road, Chipley, FL 32428

Local realty services provided by:Better Homes and Gardens Real Estate Historic
3783 Payne Lake Road,Chipley, FL 32428
$500,000
  • 5 Beds
  • 4 Baths
  • 3,100 sq. ft.
  • Single family
  • Active
Listed by: christopher moseley
Office: hilltop legacy realty
MLS#:779897
Source:FL_BCMLS

Price summary

  • Price:$500,000
  • Price per sq. ft.:$161.29

About this home

Stunning Lakefront Oasis on Payne Lake — Quiet Country Living with Gulf Access Discover this tranquil lakefront retreat just outside Chipley, a spacious, well-appointed home on 1.45 acres with direct Payne Lake frontage, blending peaceful country charm with easy access to the Gulf Coast and Tyndall Air Force Base. Property Highlights: Generous, open floorplan: Large windows throughout the main house capture breathtaking lake views and flood the interior with natural light. You'll find a modern kitchen, expansive living and dining spaces, several bedrooms, and full bathrooms. Outdoor living at its finest: A big deck framed by mature oak trees overlooks Payne Lake — the perfect place to sip morning coffee, entertain friends, or simply absorb the serenity. Flexible in-law suite: A separate efficiency unit with its own kitchenette, bathroom, and private entrance. Ideal for guests, extended family, or rental income. Peaceful, private setting: Located on a quiet, maintained road —

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Home facts

  • Year built:1986
  • Listing ID #:779897
  • Added:49 day(s) ago
  • Updated:November 21, 2025 at 04:39 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:4
  • Full bathrooms:4
  • Living area:3,100 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric

Structure and exterior

  • Year built:1986
  • Building area:3,100 sq. ft.
  • Lot area:1.45 Acres

Schools

  • High school:Vernon
  • Middle school:Vernon
  • Elementary school:Vernon Elementary

Utilities

  • Water:Water Available, Well
  • Sewer:Septic Available, Septic Tank, Water Available

Finances and disclosures

  • Price:$500,000
  • Price per sq. ft.:$161.29
  • Tax amount:$816 (2024)
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