96046 Montego Bay, Fernandina Beach, FL 32034

Fernandina Beach
Local realty services provided by:Better Homes and Gardens Real Estate Lifestyles Realty
96046 Montego Bay,Fernandina Beach, FL 32034
$849,000
  • 4 Beds
  • 2 Baths
  • 2,226 sq. ft.
  • Single family
  • Active
Upcoming open houses
  • Sat, Oct 24
    10:00 am - 12:00 pm
Listed by: sarah chancey
Office: era fernandina beach realty
MLS#:117584
Source:FL_AINCAR

Price summary

  • Price:$849,000
  • Price per sq. ft.:$381.4
  • Monthly HOA dues:$33.75

About this home

Live the best of coastal Amelia Island living with golf, beach days, and downtown just minutes away! This beautifully maintained home at 96046 Montego Bay offers an ideal location near three incredible golf courses, Amelia Island’s beautiful beaches, and historic downtown Fernandina Beach—easily accessible by golf cart. Set against a peaceful, private lake backdrop and wooded views, this home offers the perfect blend of comfort, convenience, and relaxed Florida living. Inside, thoughtful custom touches add both character and functionality. The kitchen features custom cabinetry, pull-out shelving, and abundant storage, while additional cabinetry above the washer and dryer and built-in drawers maximize everyday organization. The den is a standout space with custom built-ins flanking the propane fireplace, a beautiful marble-tile surround, and a custom mantle. Architectural details throughout include custom foyer columns, widened baseboards, and a tray ceiling in the primary suite....

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Home facts

  • Year built:2005
  • Subdivision & Development:Islesworth
  • Listing ID #:117584
  • Added:7 day(s) ago
  • Updated:October 24, 2026 at 04:44 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:2
  • Full bathrooms:2
  • Kitchen Description:Dishwasher, Disposal, Microwave, Oven, Stove
  • Living area:2,226 sq. ft.

Heating and cooling

  • Cooling:Central Air, Electric
  • Heating:Central, Electric

Structure and exterior

  • Roof:Shingle
  • Year built:2005
  • Building area:2,226 sq. ft.
  • Exterior Features:Front Porch, Rear Porch
  • Levels:1 Story

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$849,000
  • Price per sq. ft.:$381.4

Features and amenities

  • Amenities:Ceiling Fan(s), Window Blinds, Window Treatments

Parking

  • Parking description:Garage Door Opener, Two Car Garage
  • Garage:Yes
  • Garage spaces:2

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