97371 Harbor Concourse Circle, Fernandina Beach, FL 32034
Local realty services provided by:Better Homes and Gardens Real Estate Lifestyles Realty
Listed by: martha parra
Office: watson realty corp.
MLS#:116504
Source:FL_AINCAR
Price summary
- Price:$469,000
- Price per sq. ft.:$186.78
- Monthly HOA dues:$55
About this home
Experience the best of Fernandina Beach living in this beautifully maintained waterfront home located in the highly desirable Harbor Concourse community. Built by Dream Finders Homes, the popular Riverside B floor plan offers 4 bedrooms, 2.5 baths and over 2,500 square feet of thoughtfully designed living space.
The open-concept layout features wide-plank flooring throughout the main living areas, abundant natural light, upgraded lighting, and stylish farmhouse-inspired finishes. The upgraded gourmet kitchen is the heart of the home, showcasing 42-inch shaker cabinetry, quartz countertops, stainless steel appliances, a marble backsplash, and an oversized center island perfect for entertaining.
The spacious family room opens through a dramatic 9' x 8' sliding glass door to a covered lanai overlooking a tranquil pond, creating the ideal indoor-outdoor lifestyle. A separate dining area provides plenty of space for gatherings and special occasions.
The owner's retreat offers privacy and comfort with water views and a spa-like bath featuring dual vanities, a separate shower, and generous closet space. Upstairs, three additional bedrooms provide flexibility for family, guests, a home office, or hobby room.
Additional features include a full irrigation system, covered front entry, two-car garage, public water and sewer, low annual HOA fees, and no CDD fees.
Harbor Concourse is conveniently located just minutes from Amelia Island beaches, Historic Downtown Fernandina Beach, shopping, dining, medical facilities, schools, easy access to I-95 and 30 minutes to JAX airport. Enjoy waterfront views, modern upgrades, and an exceptional location in one of Nassau County's most sought-after communities.
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Home facts
- Year built:2019
- Listing ID #:116504
- Added:5 day(s) ago
- Updated:June 30, 2026 at 03:45 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:2
- Kitchen Description:Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove
- Living area:2,511 sq. ft.
Heating and cooling
- Cooling:Central Air, Electric
- Heating:Heat Pump
Structure and exterior
- Roof:Shingle
- Year built:2019
- Building area:2,511 sq. ft.
- Lot area:0.13 Acres
- Construction Materials:Fiber Cement, Frame
- Exterior Features:Open Patio
- Levels:2 Story
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$469,000
- Price per sq. ft.:$186.78
Features and amenities
- Laundry features:Dryer, Washer
- Amenities:Vinyl Windows
Parking
- Parking description:Two Car Garage
- Garage:Yes
- Garage spaces:2
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