108 20th Avenue, INDIAN ROCKS BEACH, FL 33785
Local realty services provided by:Better Homes and Gardens Real Estate Atchley Properties



Listed by:linda ruffini
Office:town chase properties
MLS#:TB8344329
Source:MFRMLS
Price summary
- Price:$1,350,000
- Price per sq. ft.:$450
About this home
Priced to Sell: Move in Ready - Corner Lot - 6 Bedroom, 4 Bathroom Duplex on Stilts - Indian Rocks Beach.
Escape to one of Florida's most charming beaches, Indian Rocks Beach! This picturesque coastal town offers pristine white sandy shores and endless activities on both land and water. Just a short walk across the road, you’ll find yourself on the beach, ready to soak in the sun, swim, or simply relax in paradise.
This income-producing duplex features two separate units, each with 3 bedrooms and 2 bathrooms, perfect for coastal living, or for generating rental income. The property is currently occupied by long-term renters on a month-to-month lease, providing flexibility for new owners. Given current market conditions the potential income for this property could exceed $100,000 annually if the units are rented at prevailing market rates. This property offers significant value both as a residence and as an income-generating investment. The property sits on stilts, providing plenty of space for parking underneath, as well as extra storage options in the storage rooms in carport.
Key Features:
Each Unit: 3 Bedrooms, 2 Bathrooms
Top Floor: Primary bedroom with ensuite bathroom and private balcony
First Floor: Great room, dining area, kitchen, and washer/dryer hookups, 2 bedrooms, and 1 bathroom
Balconies: Private balcony off primary bedroom + second balcony off dining area
Recent Updates:
Unit A: New waterproof laminate flooring on the first floor
Unit B: New waterproof laminate on stairs, primary bedroom & bathroom New Trane AC unit
Utilities: Separate water and electricity meters for each unit
Stilted Design: Ample space for parking large vehicles or several smaller ones, plus storage rooms
Location: Just steps from the beach in the heart of Indian Rocks Beach!
Don't miss your chance to own this beautiful beachside oasis. Schedule your tour today and make it your new address!
Contact an agent
Home facts
- Year built:1995
- Listing Id #:TB8344329
- Added:194 day(s) ago
- Updated:August 14, 2025 at 11:58 AM
Rooms and interior
- Bedrooms:6
- Total bathrooms:4
- Living area:3,000 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
Structure and exterior
- Roof:Shingle
- Year built:1995
- Building area:3,000 sq. ft.
- Lot area:0.17 Acres
Schools
- High school:Largo High-PN
- Middle school:Seminole Middle-PN
- Elementary school:Anona Elementary-PN
Utilities
- Water:Public, Water - Multiple Meters, Water Connected
- Sewer:Public, Public Sewer
Finances and disclosures
- Price:$1,350,000
- Price per sq. ft.:$450
- Tax amount:$14,239 (2024)
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