4545 Debbie Lane, Lutz, FL 33559
Local realty services provided by:Better Homes and Gardens Real Estate Synergy
Listed by: kurt derkevics
Office: future home realty inc
MLS#:TB8545612
Source:MFRMLS
Price summary
- Price:$420,000
- Price per sq. ft.:$136.19
About this home
A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!...
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Home facts
- Year built:1980
- Subdivision & Development:TAMPA DOWNS HEIGHTS
- Listing ID #:TB8545612
- Added:63 day(s) ago
- Updated:November 07, 2026 at 07:56 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Flooring:Vinyl
- Kitchen Description:Dishwasher, Microwave, Refrigerator
- Bedroom Description:High Ceilings
- Living area:2,478 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Heat Pump
- Central air:Yes
Structure and exterior
- Roof:Shake
- Year built:1980
- Building area:2,478 sq. ft.
- Lot area:0.24 Acres
- Construction Materials:Block
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Cypress Creek High-PO
- Middle school:Cypress Creek Middle School
- Elementary school:Veterans Elementary School
Utilities
- Water:Public, Water Connected
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$420,000
- Price per sq. ft.:$136.19
- Tax amount:$4,250 (2025)
Features and amenities
- Appliances:Dishwasher, Electric Water Heater, Microwave, Refrigerator
- Laundry features:Inside, Laundry Room
- Amenities:Cable Connected, High Ceilings, Open Floorplan, Thermostat
- Pool features:In Ground, Private Pool
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:2
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