1491 W Highway 98, Mary Esther, FL 32569

Mary Esther
Local realty services provided by:Better Homes and Gardens Real Estate Emerald Coast
1491 W Highway 98,Mary Esther, FL 32569
$980,000
Virtual Tour
  • 4 Beds
  • 3 Baths
  • 2,986 sq. ft.
  • Single family
  • Active
Listed by: michelle a whitaker
Office: era american real estate
MLS#:992670
Source:FL_ECAR

Price summary

  • Price:$980,000
  • Price per sq. ft.:$328.2

About this home

Rare **Santa Rosa Sound waterfront opportunity** with **115 feet of waterfront**, a private dock with sundeck, and a **separate 1,200 sq. ft. apartment above the garage** offering outstanding flexibility for rental income, extended family, guests, or multigenerational living. Whether you're searching for a primary residence, second home, waterfront retreat, or investment property, this home offers options that are hard to find. The main residence features beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, and major updates including a 2021 roof, HVAC, and plumbing, plus a new water heater in 2026. The private apartment has its own entrance, balcony, washer/dryer, HVAC, water heater, and security system, allowing it to function independently from the main home. Additional features include a **400 sq. ft. office with separate entrance**, concrete safe room, workshop, hurricane shutters, circular driveway, and abundant storage. Enjoy...

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Home facts

  • Year built:1981
  • Subdivision & Development:METES & BOUNDS
  • Listing ID #:992670
  • Added:304 day(s) ago
  • Updated:November 13, 2026 at 04:13 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:11
  • Kitchen Description:Dishwasher, Microwave, Range Hood, Refrigerator/Icemaker, Stove Top
  • Living area:2,986 sq. ft.

Structure and exterior

  • Year built:1981
  • Building area:2,986 sq. ft.
  • Lot area:0.44 Acres
  • Architectural Style:Traditional
  • Exterior Features:Dock, Hurricane Shutters, Lawn Pump, Sprinkler System

Schools

  • High school:Fort Walton Beach
  • Middle school:Bruner
  • Elementary school:Florosa

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$980,000
  • Price per sq. ft.:$328.2
  • Tax amount:$3,920 (2025)

Features and amenities

  • Appliances:Dishwasher, Microwave, Range Hood, Refrigerator w/Ice Maker, Smooth Stovetop Rnge
  • Amenities:Guest Quarters, Pantry

Parking

  • Garage:Yes
  • Garage spaces:2
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