1491 W Highway 98, Mary Esther, FL 32569

Mary Esther
Local realty services provided by:Better Homes and Gardens Real Estate Emerald Coast
1491 W Highway 98,Mary Esther, FL 32569
$985,000
Virtual Tour
  • 4 Beds
  • 3 Baths
  • 2,986 sq. ft.
  • Single family
  • Active
Listed by: michelle a whitaker
Office: era american real estate
MLS#:992670
Source:FL_ECAR

Price summary

  • Price:$985,000
  • Price per sq. ft.:$329.87

About this home

What if your waterfront home could help pay for itself? This rare opportunity offers 115 feet of shoreline, sweeping water views, & a versatile layout designed for both lifestyle & income potential. Whether you're searching for a primary residence, second home, or investment property, this one delivers. A newly built sundeck (2021) creates the perfect setting for boating, fishing, or sunset evenings on the water. Inside, the main home features tile flooring throughout, a bay-window breakfast nook w/ water views, full renovation in 2005-06 & extensive updates including roof, HVAC, and plumbing in 2021. The standout feature? A private 1,200 sq ft 1-bedroom apartment over the garage w/ its own entrance, balcony, HVAC, water heater, washer/dryer & security system--ideal for long-term tenants, short-term rental income, or extended family. Additional highlights include a 400 sqft office w/ separate entrance (perfect for a home business or guest suite), concrete safe room, workshop, circular...

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Home facts

  • Year built:1981
  • Listing ID #:992670
  • Added:148 day(s) ago
  • Updated:June 10, 2026 at 07:22 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:11
  • Kitchen Description:Dishwasher, Microwave, Range Hood, Refrigerator/Icemaker, Stove Top
  • Living area:2,986 sq. ft.

Structure and exterior

  • Year built:1981
  • Building area:2,986 sq. ft.
  • Lot area:0.44 Acres
  • Architectural Style:Traditional
  • Exterior Features:Dock, Hurricane Shutters, Lawn Pump, Sprinkler System

Schools

  • High school:Fort Walton Beach
  • Middle school:Bruner
  • Elementary school:Florosa

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$985,000
  • Price per sq. ft.:$329.87
  • Tax amount:$3,920 (2025)

Features and amenities

  • Appliances:Dishwasher, Microwave, Range Hood, Refrigerator w/Ice Maker, Smooth Stovetop Rnge
  • Amenities:Guest Quarters, Pantry

Parking

  • Garage:Yes
  • Garage spaces:2
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