12920 SW 40th Terrace, Ocala, FL 34473
Local realty services provided by:Better Homes and Gardens Real Estate Thomas Group
Listed by: karli raney
Office: crystal snook real estate
MLS#:OM735491
Source:MFRMLS
Price summary
- Price:$325,000
- Price per sq. ft.:$101.4
About this home
Beautifully updated 3-bedroom, 2-bath pool home in desirable SW Ocala with **NO HOA and USDA 100% financing eligibility!** Offering 1,655 sq. ft. of living space, a 2-car garage, and a desirable split-bedroom floor plan, this home is packed with upgrades and move-in ready! Step inside to find luxury vinyl plank flooring and updated baseboards throughout (2026), updated lighting, and a beautifully remodeled kitchen featuring granite countertops, updated cabinetry, and stainless steel appliances. The spacious primary suite offers a private en-suite bathroom complete with **dual sinks, a relaxing garden tub, and a large walk-in shower**. Step outside to your private backyard oasis featuring a spacious screened lanai and a **saltwater, solar-heated swimming pool with an OWNED and FULLY paid-off solar heating system**, perfect for enjoying Florida living year-round! The fully fenced backyard offers fresh landscaping and a 12x24 storage shed for additional storage. Major improvements include a **NEW ROOF (2024), HVAC (2023), septic system (2020), pool (2018), solar pool heating (2020), and updated sliding glass door (2020)**. Additional features include a central vacuum system and exterior paint completed in 2018. Conveniently located just minutes from I-75, shopping, dining, and medical facilities along SR 200. Outdoor enthusiasts will love the nearby access to the Florida Trail and 49th Avenue Trailhead, accessible through a gate at the end of the street, offering opportunities for hiking and biking. **This property may qualify for USDA financing with 0% down for eligible buyers**, making homeownership even more attainable! With extensive updates, a private pool, and NO HOA, this home has so much to offer! Schedule your private showing today! Some photos have been virtually staged and AI generated....
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Home facts
- Year built:2006
- Subdivision & Development:MARION OAKS UN 07
- Listing ID #:OM735491
- Added:1 day(s) ago
- Updated:November 12, 2026 at 11:09 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Luxury Vinyl, Tile
- Kitchen Description:Cooktop, Dishwasher, Refrigerator, Stone Counters
- Bedroom Description:Split Bedroom
- Living area:1,655 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Solar
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2006
- Building area:1,655 sq. ft.
- Lot area:0.23 Acres
- Lot Features:Cleared, Landscaped, Paved
- Construction Materials:Block, Concrete
- Exterior Features:Front Porch, Patio, Screened
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:West Port High School
- Middle school:Horizon Academy/Mar Oaks
- Elementary school:Marion Oaks Elementary School
Utilities
- Water:Public
- Sewer:Septic Tank
Finances and disclosures
- Price:$325,000
- Price per sq. ft.:$101.4
- Tax amount:$4,367 (2025)
Features and amenities
- Appliances:Cooktop, Dishwasher, Electric Water Heater, Irrigation Equipment, Refrigerator
- Laundry features:Inside, Laundry Room
- Amenities:Built-In Features, Cable Connected, Cathedral Ceiling(s), Ceiling Fans(s), Central Vaccum, Irrigation Equipment, Open Floorplan, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Window Treatments
- Pool features:Heated, In Ground, Private Pool, Salt Water, Screen Enclosure, Solar Heat
Parking
- Parking description:Attached Garage, Garage Door Opener
- Garage:Yes
- Garage spaces:1
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