323 Terra Ceia Drive, Palmetto, FL 34221

Palmetto
Local realty services provided by:Better Homes and Gardens Real Estate Synergy
323 Terra Ceia Drive,Palmetto, FL 34221
$395,000
  • 2 Beds
  • 2 Baths
  • 1,012 sq. ft.
  • Mobile / Manufactured
  • Active
Listed by: jennifer kenna, bethany midkiff
Office: exp realty, llc.
MLS#:A4684681
Source:MFRMLS

Price summary

  • Price:$395,000
  • Price per sq. ft.:$256.49
  • Monthly HOA dues:$338

About this home

WATERFRONT TROPIC ISLES HOME — BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access — a feature few homes at this price point provide — while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota,

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Home facts

  • Year built:1980
  • Listing ID #:A4684681
  • Added:1 day(s) ago
  • Updated:March 03, 2026 at 08:37 PM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:2
  • Full bathrooms:2
  • Flooring:Carpet
  • Kitchen Description:Dishwasher, Microwave, Range, Refrigerator
  • Bedroom Description:Walk-In Closet(s)
  • Living area:1,012 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Central

Structure and exterior

  • Roof:Shingle
  • Year built:1980
  • Building area:1,012 sq. ft.
  • Lot area:0.08 Acres
  • Construction Materials:Frame
  • Levels:1 Story

Schools

  • High school:Palmetto High
  • Middle school:Lincoln Middle
  • Elementary school:Palmetto Elementary-MN

Utilities

  • Water:Public
  • Sewer:Public, Public Sewer

Finances and disclosures

  • Price:$395,000
  • Price per sq. ft.:$256.49
  • Tax amount:$3,605 (2025)

Features and amenities

  • Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Laundry features:Dryer, Laundry Room, Washer
  • Amenities:Clubhouse, Maintenance, Walk-In Closet(s)
  • Pool features:Public Pool
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