323 Terra Ceia Drive, Palmetto, FL 34221
Local realty services provided by:Better Homes and Gardens Real Estate Thomas Group
Listed by: jennifer kenna, bethany midkiff
Office: exp realty, llc.
MLS#:A4704284
Source:MFRMLS
Price summary
- Price:$320,000
- Price per sq. ft.:$207.79
- Monthly HOA dues:$338
About this home
WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in ready, 2-bedroom, 2-bath canal-front home in the sought after 55+ resident owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of the package. Relax on your private dock and enjoy direct gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner....
Contact an agent
Home facts
- Year built:1980
- Subdivision & Development:TROPIC ISLES CO-OP
- Listing ID #:A4704284
- Added:1 day(s) ago
- Updated:August 28, 2026 at 12:32 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Carpet
- Kitchen Description:Dishwasher, Microwave, Range, Refrigerator
- Bedroom Description:Walk-In Closet(s)
- Living area:1,012 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1980
- Building area:1,012 sq. ft.
- Lot area:0.08 Acres
- Construction Materials:Frame
- Levels:1 Story
Schools
- High school:Palmetto High
- Middle school:Lincoln Middle
- Elementary school:Palmetto Elementary-MN
Utilities
- Water:Public
- Sewer:Public, Public Sewer
Finances and disclosures
- Price:$320,000
- Price per sq. ft.:$207.79
- Tax amount:$3,606 (2025)
Features and amenities
- Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry features:Dryer, Laundry Room, Washer
- Amenities:Clubhouse, Maintenance, Walk-In Closet(s)
- Pool features:Public Pool
New listings near 323 Terra Ceia Drive
- Coming Soon
$399,000Coming Soon3 beds 2 baths1,576 sq. ft.1505 22nd Avenue W, PALMETTO, FL 34221
MLS# A4703822Listed by: KW SUNCOAST - Coming Soon
$275,000Coming Soon2 beds 1 baths907 sq. ft.1521 13th Street W, PALMETTO, FL 34221
MLS# TB8540347Listed by: RE/MAX CHAMPIONS - Coming Soon
$335,000Coming Soon3 beds 2 baths1,505 sq. ft.5834 Bungalow Grove Court, PALMETTO, FL 34221
MLS# A4703130Listed by: KELLER WILLIAMS ON THE WATER - Open Sun, 1 to 3pmNew
$675,000Active2 beds 2 baths1,847 sq. ft.140 Riviera Dunes Way #401, PALMETTO, FL 34221
MLS# A4702820Listed by: REAL BROKER, LLC - New
$275,000Active3 beds 2 baths2,004 sq. ft.2804 61st Street E, PALMETTO, FL 34221
MLS# A4704299Listed by: RE/MAX ALLIANCE GROUP - New
$329,000Active3 beds 2 baths1,603 sq. ft.9316 Chiswell Trail, PALMETTO, FL 34221
MLS# TB8543240Listed by: TAYLOR MORRISON REALTY OF FL - New
$489,999Active4 beds 3 baths2,628 sq. ft.8708 Canard Cove, PALMETTO, FL 34221
MLS# A4704263Listed by: COLDWELL BANKER REALTY - New
$250,000Active3 beds 2 baths1,100 sq. ft.2228 28th Avenue E, PALMETTO, FL 34221
MLS# A4698842Listed by: REAL BROKER, LLC - New
$229,500Active2 beds 2 baths1,272 sq. ft.2608 Waterford Way #B, PALMETTO, FL 34221
MLS# A4704020Listed by: WAGNER REALTY