1035 Bay Circle, Panama City Beach, FL 32407

Local realty services provided by:Better Homes and Gardens Real Estate Historic
1035 Bay Circle,Panama City Beach, FL 32407
$1,000,000
  • 3 Beds
  • 3 Baths
  • 1,876 sq. ft.
  • Single family
  • Active
Listed by: sully tariq, ayesha albibi
Office: foundation real estate agency llc.
MLS#:770123
Source:FL_BCMLS

Price summary

  • Price:$1,000,000
  • Price per sq. ft.:$533.05

About this home

Looking for the perfect waterfront property with no HOA and direct access to the lagoon? This is it! Located in the heart of Panama City Beach, this unique home offers incredible potential and endless possibilities. Currently rented as two separate units, this property can easily be transformed to fit your vision. Open up the layout to create a spacious, open-concept design or keep it as-is for a great income-producing opportunity. The roof was replaced in 2018 after Hurricane Michael, offering peace of mind and durability. Whether you're looking for a primary residence, vacation home, or investment property, this home is a hidden gem with instant equity opportunities. Don't miss your chance to own a piece of waterfront paradise—schedule your showing today!

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Home facts

  • Year built:1984
  • Listing ID #:770123
  • Added:317 day(s) ago
  • Updated:January 22, 2026 at 05:24 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Living area:1,876 sq. ft.

Heating and cooling

  • Cooling:CentralAir, WindowUnits
  • Heating:Central

Structure and exterior

  • Year built:1984
  • Building area:1,876 sq. ft.
  • Lot area:0.18 Acres

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Sewer:Sewer Available

Finances and disclosures

  • Price:$1,000,000
  • Price per sq. ft.:$533.05
  • Tax amount:$3,417 (2024)
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Better Homes and Gardens Real Estate Historic is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Better Homes and Gardens Real Estate Historic, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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