1039 Bay Circle, Panama City Beach, FL 32407

Local realty services provided by:Better Homes and Gardens Real Estate Historic
1039 Bay Circle,Panama City Beach, FL 32407
$899,000
  • 5 Beds
  • 3 Baths
  • 2,691 sq. ft.
  • Single family
  • Active
Listed by:mario gobel
Office:re/max freedom
MLS#:770527
Source:FL_BCMLS

Price summary

  • Price:$899,000
  • Price per sq. ft.:$334.08

About this home

***PLEASE READ THESE REMARKS IN THEIR ENTIRETY*** Nearly impossible to find a waterfront home of this caliber for the current asking price!! This absolutely STUNNING 5 bedroom(with a 3rd story loft that could be used as an office) 3 bathroom 3 story bay front home is guaranteed to leave you breathless...and the lot next door is also for sale!! The location of this home is BY FAR the best on the beach. Sitting on a corner lot overlooking St. Andrews Bay and with the Hathaway Bridge so close you can almost touch it, you can hop into your boat from your dock and spend the day fishing, or just enjoy cruising our beautiful waterways. You are less than a 15 minute boat ride to the Gulf of America(love saying that), and about 10 minutes to Shell Island. This beauty offers granite countertops, stainless steel appliances, newly installed ceramic tile and carpeting, newly painted throughout, many new impact resistant plate glass windows, new front and side docks, brand new seawall, and an

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Home facts

  • Year built:1972
  • Listing ID #:770527
  • Added:191 day(s) ago
  • Updated:September 16, 2025 at 02:25 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:3
  • Full bathrooms:3
  • Living area:2,691 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric

Structure and exterior

  • Year built:1972
  • Building area:2,691 sq. ft.
  • Lot area:0.29 Acres

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$899,000
  • Price per sq. ft.:$334.08
  • Tax amount:$4,479 (2024)
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