122 Monterey Avenue, Panama City Beach, FL 32413

Panama City Beach
Local realty services provided by:Better Homes and Gardens Real Estate Main Street Properties
122 Monterey Avenue,Panama City Beach, FL 32413
$1,200,000
  • 4 Beds
  • 2 Baths
  • 1,848 sq. ft.
  • Single family
  • Active
Listed by: kellie d clements
Office: compass
MLS#:983991
Source:FL_ECAR

Price summary

  • Price:$1,200,000
  • Price per sq. ft.:$649.35

About this home

Happy New Year 2026, make this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living yours at a reduced price! This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid back beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first

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Home facts

  • Year built:1977
  • Listing ID #:983991
  • Added:181 day(s) ago
  • Updated:February 24, 2026 at 03:52 PM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:10
  • Kitchen Description:Dishwasher, Microwave, Stove/Oven Electric
  • Living area:1,848 sq. ft.

Structure and exterior

  • Year built:1977
  • Building area:1,848 sq. ft.
  • Lot area:0.19 Acres
  • Lot Features:Covenants
  • Architectural Style:Beach House

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$1,200,000
  • Price per sq. ft.:$649.35
  • Tax amount:$488 (2024)

Features and amenities

  • Appliances:Dishwasher, Microwave, Stove/Oven Electric
  • Amenities:Kitchen Island
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