13649 Banana Wind Way #31, Panama City Beach, FL 32413
Local realty services provided by:Better Homes and Gardens Real Estate Historic
13649 Banana Wind Way #31,Panama City Beach, FL 32413
$1,199,000
- 5 Beds
- 5 Baths
- 2,128 sq. ft.
- Single family
- Active
Listed by: melissa harris
Office: mjh real estate brokerage, llc.
MLS#:783789
Source:FL_BCMLS
Price summary
- Price:$1,199,000
- Price per sq. ft.:$563.44
- Monthly HOA dues:$741.67
About this home
🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴
Your Gateway to Paradise!
ROI is up 74% over last year, YTD and growing!
Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential.
Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons.
🏡The Home
Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light.
The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests.
The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage.
Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool.
🌊Resort Lifestyle & Amenities
Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river and waterslides
Poolside food & beverage service
Paddleboard and kayak rentals
Game lawn and beachfront activities
On-site professional rental management team
Daily resort services
The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings.
📍Prime Panama City Beach Location
Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport.
⭐Investment & Lifestyle Opportunity
Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities.
Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31....
Contact an agent
Home facts
- Year built:2023
- Subdivision & Development:Margaritaville Cottages
- Listing ID #:783789
- Added:201 day(s) ago
- Updated:August 06, 2026 at 02:22 PM
Rooms and interior
- Bedrooms:5
- Total bathrooms:5
- Full bathrooms:4
- Half bathrooms:1
- Rooms Total:7
- Kitchen Description:Electric Oven, Gas Cooktop, Ice Maker
- Living area:2,128 sq. ft.
Heating and cooling
- Cooling:CentralAir
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2023
- Building area:2,128 sq. ft.
- Lot area:0.06 Acres
- Exterior Features:Patio
- Levels:2 Story
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Hutchison Beach
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$1,199,000
- Price per sq. ft.:$563.44
- Tax amount:$12,447 (2025)
Features and amenities
- Amenities:Beach Rights, CarbonMonoxideDetectors, DoublePaneWindows, ElectricOven, GasCooktop, IceMaker, SecurityService
- Pool features:Community, InGround
Parking
- Parking description:Additional Parking, Paved
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