186 White Cap Way, Panama City Beach, FL 32407

Local realty services provided by:Better Homes and Gardens Real Estate Historic
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186 White Cap Way,Panama City Beach, FL 32407
$295,000
  • 3 Beds
  • 2 Baths
  • 1,432 sq. ft.
  • Single family
  • Active
Listed by:joshua hoey
Office:think real estate
MLS#:775136
Source:FL_BCMLS

Price summary

  • Price:$295,000
  • Price per sq. ft.:$206.01
  • Monthly HOA dues:$165.67

About this home

Tired of sky-high prices and tiny spaces? Allow me to introduce one of the most affordable townhomes in PCB, 186 White Cap Way. This roomy 2-bedroom, 2-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes.Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups.Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island,

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Home facts

  • Year built:2005
  • Listing Id #:775136
  • Added:56 day(s) ago
  • Updated:August 14, 2025 at 05:03 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Living area:1,432 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir, Electric
  • Heating:Central, Electric

Structure and exterior

  • Roof:Shingle
  • Year built:2005
  • Building area:1,432 sq. ft.
  • Lot area:0.04 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Hutchison Beach

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$295,000
  • Price per sq. ft.:$206.01
  • Tax amount:$2,464 (2024)
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