20405 Front Beach Road, Panama City Beach, FL 32413

Panama City Beach
Local realty services provided by:Better Homes and Gardens Real Estate Historic
20405 Front Beach Road,Panama City Beach, FL 32413
$4,695,000
  • 9 Beds
  • 10 Baths
  • 5,215 sq. ft.
  • Single family
  • Active
Listed by: caleb spears, jonathan m spears
Office: compass florida, llc.
MLS#:792326
Source:FL_BCMLS

Price summary

  • Price:$4,695,000
  • Price per sq. ft.:$900.29

About this home

*Sellers offering a one-year competitive rental guarantee with qualifying offer* When I first toured 20405 Front Beach Road I was surprised by how livable the floorplan is for such a strong rental producer. It's very rare to find this kind of rental return on the gulf, and even more rare to find a strong rental producer with a floor plan that feels like a real home, not just a small hotel. This house has a family room on almost every level along with two kitchens and multiple laundry areas. Every bedroom has an ensuite bath, and most of the bedrooms have a walk-in closet as well. Each floor feels like its own space and has room to breathe, so it's ideal for a family to spend time together while not feeling like you're on top of one another. 20405 Front Beach Road advertises one of the best cap rates among gulf front homes with approximately $300,000 in actual gross rental income year-to-date (April 2026) and a projected $390,000+ in annual gross rental income. At $900/ft this home...

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Home facts

  • Year built:2019
  • Listing ID #:792326
  • Added:1 day(s) ago
  • Updated:July 08, 2026 at 02:32 PM

Rooms and interior

  • Bedrooms:9
  • Total bathrooms:10
  • Full bathrooms:9
  • Half bathrooms:1
  • Rooms Total:12
  • Kitchen Description:Electric Range, Tankless Water Heater
  • Living area:5,215 sq. ft.

Heating and cooling

  • Cooling:MultiUnits

Structure and exterior

  • Roof:Metal
  • Year built:2019
  • Building area:5,215 sq. ft.
  • Lot area:0.09 Acres
  • Architectural Style:Coastal
  • Construction Materials:Wood Frame
  • Exterior Features:Balcony, Deck
  • Foundation Description:Pillar/Post/Pier
  • Levels:4 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:West Bay

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$4,695,000
  • Price per sq. ft.:$900.29

Features and amenities

  • Laundry features:Washer Dryer Stacked
  • Amenities:ElectricRange, Loft, TanklessWaterHeater, WasherDryerStacked
  • Pool features:Gas Heat, InGround, Private

Parking

  • Garage:Yes
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