328 Johnson Bayou Drive, Panama City Beach, FL 32407
Local realty services provided by:Better Homes and Gardens Real Estate Historic
328 Johnson Bayou Drive,Panama City Beach, FL 32407
$655,000
- 4 Beds
- 3 Baths
- 2,672 sq. ft.
- Single family
- Active
Listed by: beth mulvey
Office: beach house sales and development
MLS#:783098
Source:FL_BCMLS
Price summary
- Price:$655,000
- Price per sq. ft.:$245.13
About this home
VA BUYERS -- ASSUMABLE 3.75% INTEREST RATE OPPORTUNITY.
Welcome to 328 Johnson Bayou Drive in the highly desirable Breakfast Point community of Panama City Beach. This spacious 4-bedroom, 3-bath home with a dedicated office and separate dining area offers over 2,670 square feet of thoughtfully designed living space just minutes from the beach, Pier Park, and top-rated schools.
One of the most valuable features of this home is the rare opportunity for qualified buyers to assume the existing VA mortgage at approximately 3.75%, potentially saving hundreds to over a thousand dollars per month compared to current interest rates.
Inside, the home features an open-concept layout designed for both everyday living and entertaining. The kitchen flows seamlessly into the main living area and includes generous counter space, abundant cabinetry, and a large island perfect for gathering with family and friends.
The flexible floor plan includes a dedicated office or flex room with French doors, ideal for working from home, a playroom, or additional guest space. A separate dining room provides a more formal setting for holidays and entertaining.
The spacious primary suite offers a relaxing retreat with a large walk-in closet and an oversized shower. Three additional bedrooms and two full bathrooms provide comfortable space for family or guests.
Located in the sought-after Breakfast Point neighborhood, residents enjoy sidewalks, parks, and easy access to Breakfast Point Academy. The location places you just minutes from the white sand beaches of the Gulf of Mexico, Pier Park shopping and dining, and convenient access to Panama City and the Navy base.
Whether you're looking for a full-time residence, second home, or investment opportunity, this property offers the space, location, and financing advantage that are hard to find in today's market.
Contact an agent
Home facts
- Year built:2014
- Listing ID #:783098
- Added:62 day(s) ago
- Updated:March 05, 2026 at 06:48 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:5
- Kitchen Description:Electric Oven, Gas Range
- Living area:2,672 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Central, Electric
Structure and exterior
- Roof:Composition, Shingle
- Year built:2014
- Building area:2,672 sq. ft.
- Lot area:0.17 Acres
- Architectural Style:Craftsman
- Exterior Features:Porch
- Foundation Description:Slab
Schools
- High school:Arnold
- Middle school:Breakfast Point
- Elementary school:Breakfast Point
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$655,000
- Price per sq. ft.:$245.13
- Tax amount:$6,435 (2024)
Features and amenities
- Amenities:ElectricOven, GasRange
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