3301 Terra Cotta Drive, Panama City Beach, FL 32408
Local realty services provided by:Better Homes and Gardens Real Estate Historic
3301 Terra Cotta Drive,Panama City Beach, FL 32408
$525,000
- 0.5 Acres
- Lots / Land
- Active
Listed by: jesse a cole
Office: counts real estate group
MLS#:789569
Source:FL_BCMLS
Price summary
- Price:$525,000
About this home
Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece.
Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood.
This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water.
Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast.
Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous.
Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.
(Measurements and other pertinent information should be verified by buyer if deemed important.)
(Listing photos AI enhanced for color and clarity)...
Contact an agent
Home facts
- Listing ID #:789569
- Added:1 day(s) ago
- Updated:May 07, 2026 at 11:47 PM
Structure and exterior
- Lot area:0.5 Acres
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Patronis
Finances and disclosures
- Price:$525,000
- Tax amount:$1,916 (2025)
Features and amenities
- Amenities:Gated
New listings near 3301 Terra Cotta Drive
- New
$529,999Active3 beds 2 baths1,741 sq. ft.254 S Glades Trail, Panama City Beach, FL 32407
MLS# 1002587Listed by: EXP REALTY LLC - New
$225,000Active2 beds 3 baths1,080 sq. ft.205 White Sandy Drive, Panama City Beach, FL 32407
MLS# 789573Listed by: COUNTS REAL ESTATE GROUP INC - New
$160,000Active2 beds 1 baths900 sq. ft.14806 Front Beach Road #74, Panama City Beach, FL 32413
MLS# 1002567Listed by: COHRON REALTY GROUP LLC - New
$469,000Active4 beds 2 baths1,752 sq. ft.163 Heather Drive, Panama City Beach, FL 32413
MLS# 1002577Listed by: DOUGLAS ELLIMAN - New
$400,000Active0.4 Acres2031 Wilkinson Avenue, Panama City Beach, FL 32408
MLS# 789571Listed by: OVERSTREET REALTY - New
$410,000Active2 beds 2 baths1,200 sq. ft.8635 Conch Shell Court, Panama City Beach, FL 32413
MLS# 789565Listed by: COLDWELL BANKER REALTY - New
$498,000Active3 beds 2 baths1,896 sq. ft.303 Coral Gables Street, Panama City Beach, FL 32407
MLS# 789424Listed by: LA FLORIDA COASTAL PROPERTIES
$615,000Pending2 beds 2 baths1,135 sq. ft.11807 Front Beach Road #1-405, Panama City Beach, FL 32407
MLS# 789561Listed by: LIFES A BEACH REAL ESTATE, LLC- Open Sat, 1 to 3pmNew
$495,000Active4 beds 3 baths2,425 sq. ft.231 Middleburg Drive, Panama City Beach, FL 32413
MLS# 789564Listed by: SALTY MARLIN REALTY LLC