3319 Terra Cotta Drive, Panama City Beach, FL 32408

Panama City Beach
Local realty services provided by:Better Homes and Gardens Real Estate Historic
3319 Terra Cotta Drive,Panama City Beach, FL 32408
$549,000
  • 0.29 Acres
  • Lots / Land
  • Active
Listed by: kelli sims
Office: sims resort realty, inc
MLS#:788233
Source:FL_BCMLS

Price summary

  • Price:$549,000
  • Monthly HOA dues:$170.33

About this home

Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local...

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Home facts

  • Subdivision & Development:Finisterre
  • Listing ID #:788233
  • Added:97 day(s) ago
  • Updated:August 15, 2026 at 02:28 PM

Structure and exterior

  • Lot area:0.29 Acres

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Finances and disclosures

  • Price:$549,000
  • Tax amount:$2,856 (2025)

Features and amenities

  • Amenities:Dock, Gated
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