3530 Treasure Circle, Panama City Beach, FL 32408
Local realty services provided by:Better Homes and Gardens Real Estate Historic
Listed by: sean p casilli, alice de la penha
Office: coldwell banker realty
MLS#:779329
Source:FL_BCMLS
Price summary
- Price:$1,239,000
- Price per sq. ft.:$623.87
About this home
RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' boating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important....
Contact an agent
Home facts
- Year built:2017
- Subdivision & Development:Hampton Harbor
- Listing ID #:779329
- Added:336 day(s) ago
- Updated:August 23, 2026 at 03:52 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:3
- Rooms Total:13
- Kitchen Description:Electric Oven, Electric Range, Electric Water Heater
- Living area:1,986 sq. ft.
Heating and cooling
- Cooling:CentralAir
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:2017
- Building area:1,986 sq. ft.
- Lot area:0.22 Acres
- Architectural Style:Craftsman
- Construction Materials:Wood Frame
- Exterior Features:Balcony, Boat Lift, Dock, Porch
- Foundation Description:Pillar/Post/Pier
- Levels:2 Story
Schools
- High school:Arnold
- Middle school:Surfside
- Elementary school:Patronis
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$1,239,000
- Price per sq. ft.:$623.87
- Tax amount:$5,690 (2024)
Features and amenities
- Amenities:DoublePaneWindows, ElectricOven, ElectricRange, ElectricWaterHeater, Loft, StormWindows
New listings near 3530 Treasure Circle
$1,550,000Active3 beds 4 baths3,433 sq. ft.7519 Sunset Bay Lane, Panama City Beach, FL 32413
MLS# 793090Listed by: COLDWELL BANKER REALTY- New
$399,000Active2 beds 2 baths1,315 sq. ft.8675 Tropics Avenue, Panama City Beach, FL 32413
MLS# 794440Listed by: COLDWELL BANKER REALTY - New
$269,000Active1 beds 2 baths1,047 sq. ft.9860 S Thomas Drive #1219, Panama City Beach, FL 32408
MLS# 794443Listed by: GULF LIFE REAL ESTATE INC - New
$389,000Active2 beds 2 baths864 sq. ft.733 Shark Drive, Panama City Beach, FL 32408
MLS# 794437Listed by: COASTAL SUN REALTY LLC - New
$315,000Active3 beds 3 baths1,560 sq. ft.127 Sand Oak Boulevard, Panama City Beach, FL 32413
MLS# 794438Listed by: THE PREMIER PROPERTY GROUP
$555,000Pending3 beds 2 baths2,063 sq. ft.1007 Crystal Bayou Boulevard, Panama City Beach, FL 32407
MLS# 794436Listed by: DR HORTON REALTY OF EMERALD COAST, LLC- New
$184,900Active2 beds 2 baths1,288 sq. ft.1670 Acre Circle, Panama City Beach, FL 32407
MLS# 794432Listed by: LOKATION REAL ESTATE - New
$229,000Active2 beds 1 baths580 sq. ft.17614 Front Beach Road #UNIT A19, Panama City Beach, FL 32413
MLS# 1010383Listed by: BEACHY BEACH REAL ESTATE - New
$599,900Active2 beds 2 baths1,050 sq. ft.6028 Elm Street, Panama City Beach, FL 32408
MLS# 794429Listed by: COUNTS REAL ESTATE GROUP INC - New
$349,900Active2 beds 2 baths1,322 sq. ft.2601 Mystic Lane #PO61, Panama City Beach, FL 32408
MLS# 794431Listed by: COUNTS REAL ESTATE GROUP INC