357 Emerald Cove Street, Panama City Beach, FL 32407

Local realty services provided by:Better Homes and Gardens Real Estate Emerald Coast
357 Emerald Cove Street,Panama City Beach, FL 32407
$455,000
  • 4 Beds
  • 4 Baths
  • 2,470 sq. ft.
  • Single family
  • Active
Listed by: rachel l simerly, candice e miles
Office: compass
MLS#:1006125
Source:FL_ECAR

Price summary

  • Price:$455,000
  • Price per sq. ft.:$184.21

About this home

4BR/3.5BA Azalea floor plan in Emerald Cove Villas. Assumable 2.5% VA loan and paid-off solar panels. Built 2020. Over $58K Seller Upgrades! ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS PLUS FULLY PAID SOLAR PANELS CONVEY AT CLOSING. Welcome to 357 Emerald Cove Street, where modern coastal living meets exceptional value in one of Panama City Beach's most desirable newer communities. Situated on a premium lot in Emerald Cove Villas, this 4-bedroom, 3.5-bathroom Azalea floor plan offers approximately 2,470 square feet of thoughtfully designed living space. One of the home's most compelling advantages is the opportunity for qualified buyers to assume the existing VA loan with a 2.5% interest rate. In today's market, opportunities like this are increasingly rare. Adding even more value, fully paid-off solar panels to convey at closing, allowing the next owner to enjoy the benefits of energy-efficient living with fully-owned solar panels from day one. Designed for both...

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Home facts

  • Year built:2020
  • Listing ID #:1006125
  • Added:1 day(s) ago
  • Updated:July 01, 2026 at 10:13 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Rooms Total:16
  • Kitchen Description:Dishwasher, Freezer, Microwave, Oven Self Cleaning, Refrigerator/Icemaker, Stove Top, Stove/Oven Electric
  • Living area:2,470 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:2020
  • Building area:2,470 sq. ft.
  • Lot area:0.13 Acres
  • Lot Features:Covenants, Curb & Gutter, Easements, Interior, Restrictions, Sidewalks
  • Architectural Style:Craftsman Style
  • Exterior Features:Fenced Area, Shower, Yard Building

Schools

  • High school:Arnold
  • Middle school:Breakfast Point
  • Elementary school:Breakfast Point

Utilities

  • Water:Public Water, Tap Fee Paid

Finances and disclosures

  • Price:$455,000
  • Price per sq. ft.:$184.21
  • Tax amount:$4,722 (2025)

Features and amenities

  • Appliances:Dishwasher, Dryer, Microwave, Oven Self Cleaning, Refrigerator w/Ice Maker, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Laundry features:Dryer, Washer
  • Amenities:Breakfast Bar

Parking

  • Garage:Yes
  • Garage spaces:2
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