430 Warren Bayou Lane, Panama City Beach, FL 32407
Local realty services provided by:Better Homes and Gardens Real Estate Historic
430 Warren Bayou Lane,Panama City Beach, FL 32407
$610,000
- 4 Beds
- 3 Baths
- 2,375 sq. ft.
- Single family
- Pending
Listed by: tammy ruehrwein
Office: on the coast real estate group
MLS#:783765
Source:FL_BCMLS
Price summary
- Price:$610,000
- Price per sq. ft.:$256.84
About this home
430 Warren Bayou Drive | Panama City Beach, FL
Privacy. Space. Options. This home delivers what today's buyers are searching for—and rarely find.
Tucked away with a wooded backdrop and no rear neighbors, 430 Warren Bayou Drive offers a peaceful, private backyard setting that feels like a retreat—right in the heart of Panama City Beach. Whether you're enjoying quiet mornings or hosting gatherings, the natural buffer behind the home provides a level of privacy that sets this property apart.
Inside, the home features 4 bedrooms, 3 bathrooms, and over 2,300 square feet of thoughtfully designed living space—ideal for families, professionals, or buyers needing room to spread out. The 3-car garage adds flexibility for storage, hobbies, or multiple vehicles, a rare find in this area.
Location matters, and this one checks the boxes. Conveniently positioned near beaches, shopping, dining, and everyday essentials, you get the best of PCB living without sacrificing space or tranquility.
What truly makes this home stand out? Financing flexibility. Buyers may have the opportunity to assume an existing loan with an interest rate under 4% (subject to lender approval), and owner financing may also be considered—opening the door to options rarely available in today's market.
✔ 4 Bedrooms | 3 Bathrooms
✔ Over 2,300 sq ft
✔ 3-Car Garage
✔ Wooded, private backyard
✔ Prime Panama City Beach location
✔ Potential assumable loan under 4%
✔ Owner financing option
This is more than a home—it's a smart move in a market where space, privacy, and favorable financing are hard to come by. Showing begin at the end of February. Video of the home is available.
Contact an agent
Home facts
- Year built:2019
- Listing ID #:783765
- Added:5 day(s) ago
- Updated:January 22, 2026 at 12:43 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Living area:2,375 sq. ft.
Heating and cooling
- Cooling:CentralAir
- Heating:Central
Structure and exterior
- Year built:2019
- Building area:2,375 sq. ft.
- Lot area:0.19 Acres
Schools
- High school:Arnold
- Middle school:Breakfast Point
- Elementary school:Breakfast Point
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$610,000
- Price per sq. ft.:$256.84
- Tax amount:$6,248 (2025)
New listings near 430 Warren Bayou Lane
- New
$345,000Active3 beds 3 baths1,608 sq. ft.329 Sand Oak Boulevard, Panama City Beach, FL 32413
MLS# 784002Listed by: LOWEST FEE REALTY LLC - New
$79,900Active0.11 Acres3549 Sanctuary Drive, Panama City Beach, FL 32408
MLS# 783996Listed by: BEACHY BEACH REAL ESTATE - New
$510,000Active2 beds 3 baths1,131 sq. ft.16819 Front Beach Road #714, Panama City Beach, FL 32413
MLS# 783997Listed by: EXP REALTY, LLC - New
Listed by BHGRE$389,900Active1 beds 1 baths747 sq. ft.9850 S Thomas Drive #1208E, Panama City, FL 32408
MLS# 783988Listed by: BETTER HOMES AND GARDENS COAST PROPERTIES - New
$418,500Active2 beds 3 baths1,572 sq. ft.226 Grande Island Boulevard, Panama City Beach, FL 32407
MLS# 783989Listed by: HORSLEY REAL ESTATE GROUP
$1,399,000Active8 beds 8 baths3,200 sq. ft.2907 Sarah Jean Court, Panama City Beach, FL 32408
MLS# 779488Listed by: KELLER WILLIAMS SUCCESS REALTY- New
$419,000Active2 beds 2 baths1,315 sq. ft.8647 Shell Sink Drive, Panama City Beach, FL 32413
MLS# 783975Listed by: COLDWELL BANKER REALTY - New
$249,000Active2 beds 2 baths1,254 sq. ft.520 N Richard Jackson Boulevard #3003, Panama City Beach, FL 32407
MLS# 783459Listed by: COMPASS FLORIDA, LLC - New
$1,675,000Active4 beds 3 baths2,464 sq. ft.8515 Surf Drive #1, Panama City Beach, FL 32408
MLS# 993321Listed by: EXP REALTY LLC - New
$295,000Active1 beds 2 baths1,047 sq. ft.9860 S Thomas Drive #604, Panama City, FL 32408
MLS# 783971Listed by: BEACHY BEACH REAL ESTATE