509 Cove Villa Street, Panama City Beach, FL 32407
Local realty services provided by:Better Homes and Gardens Real Estate Historic
509 Cove Villa Street,Panama City Beach, FL 32407
$320,000
- 3 Beds
- 2 Baths
- 1,615 sq. ft.
- Single family
- Pending
Listed by: theresa callahan
Office: anchor realty florida
MLS#:795349
Source:FL_BCMLS
Price summary
- Price:$320,000
- Price per sq. ft.:$198.14
- Monthly HOA dues:$51.67
About this home
Welcome to elevated coastal living, beautifully furnished and more in ready. This nearly new home in Emerald Cove Villas offers a refined blend of comfort, privacy, convenience, and coastal style. Just three years old, the home has been lovingly maintained and is being offered fully furnished with high-end, beautifully curated coastal furnishings, allowing you to simply arrive, unpack, and begin enjoying the Panama City Beach lifestyle.
Ideally located for experiencing everything Panama City Beach has to offer, the home provides easy access to Front Beach Road and the Gulf beaches, Hathaway Bridge and Panama City, and Highway 98 leading toward Pier Park. Thomas Drive offers convenient access to the Bay, while exceptional restaurants, shopping, entertainment, and recreation are all just minutes away.
Tucked within the peaceful and beautifully maintained Emerald Cove Villas community, the property enjoys a particularly desirable setting, backing to private wetlands that provide additional privacy and a tranquil natural backdrop. The professionally landscaped yard is complemented by an underground sprinkler system for easy maintenance.
Step inside and you'll immediately appreciate the home's sophisticated coastal aesthetic. The high-end furnishings have been thoughtfully selected to create a relaxed yet elegant atmosphere, with a fresh coastal palette that feels both luxurious and inviting. The great room and owner's suite feature nine-foot tray/vaulted ceilings with crown molding, recessed lighting, ceiling fans, and multiple dimmer switches, adding architectural detail and ambiance throughout the main living spaces.
The kitchen features granite countertops and a clean, timeless design that complements the home's coastal character. Luxury Vinyl Plank flooring extends throughout the main living areas, while all three bedrooms feature comfortable carpeting.
Additional features and upgrades include Low-E windows throughout, LeafFilter gutter protection, orange-peel textured walls, knockdown ceilings, and a spacious garage with lighted overhead ceiling storage, shelving, and brackets. Appliances and window treatments are included as well.
Outside, Emerald Cove Villas offers beautifully illuminated streets, sidewalks throughout the community, and a dedicated dog park for four-legged residents and guests. The neighborhood is primarily owner-occupied, creating a welcoming residential atmosphere while still providing the flexibility to enjoy the property as a second home or investment.
Whether you're looking for a full-time residence, a stylish second home, or a turnkey investment property, this home offers an exceptional opportunity to own a beautifully furnished coastal retreat in a quiet and convenient Panama City Beach location.
There's nothing left to do but bring your suitcase. The home is fully furnished, beautifully appointed, and ready for you to start enjoying from day one.
High-end coastal furnishings. Nearly new construction. Private wetlands backdrop. Quiet community. Exceptional location. Truly move-in ready.
Schedule your private showing today and experience the effortless coastal lifestyle waiting for you at Emerald Cove Villas.
Measurements are approximate. Buyer to verify all information deemed important....
Contact an agent
Home facts
- Year built:2022
- Subdivision & Development:Emerald Cove Villas
- Listing ID #:795349
- Added:11 day(s) ago
- Updated:September 24, 2026 at 08:25 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Rooms Total:6
- Dining Description:Coffered ceilings
- Bathrooms Description:CofferedCeilings
- Kitchen Description:Electric Range, Electric Water Heater, Ice Maker
- Bedroom Description:CofferedCeilings
- Living area:1,615 sq. ft.
Heating and cooling
- Cooling:CentralAir
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2022
- Building area:1,615 sq. ft.
- Lot area:0.11 Acres
- Architectural Style:Craftsman
- Exterior Features:Patio, Porch
- Foundation Description:Slab
Schools
- High school:Arnold
- Middle school:Breakfast Point
- Elementary school:Breakfast Point
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$320,000
- Price per sq. ft.:$198.14
- Tax amount:$2,980 (2025)
Features and amenities
- Amenities:ElectricRange, ElectricWaterHeater, IceMaker, SmokeDetectors
Parking
- Parking description:Garage
- Garage:Yes
- Garage spaces:2
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