1816 Discovery Loop, Panama City, FL 32405
Local realty services provided by:Better Homes and Gardens Real Estate Historic
1816 Discovery Loop,Panama City, FL 32405
$530,000
- 3 Beds
- 3 Baths
- 2,338 sq. ft.
- Single family
- Pending
Listed by: david a thomasee, dien and andrew group
Office: think real estate
MLS#:790780
Source:FL_BCMLS
Price summary
- Price:$530,000
- Price per sq. ft.:$226.69
- Monthly HOA dues:$147
About this home
ASSUMABLE VA LOAN AT AN ESTIMATED 2.25% INTEREST RATE! Qualified buyers may have the opportunity to assume the seller's existing VA loan, with an estimated balance of approximately $319,000--a financing opportunity that can make a significant difference in the monthly cost of homeownership.
Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home with 2,314 square feet, a golf cart-friendly lifestyle, exceptional energy-efficient features, and a convenient location near University Academy.
Built in 2019, the home has been thoughtfully upgraded for comfort, efficiency, and everyday living. Custom features include a pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, living room storage benches, and a dedicated laundry folding station with additional storage.
Major improvements include a new roof installed in 2025, PAID-OFF SOLAR PANELS, tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and smart irrigation. Together, these energy-efficient improvements contribute to an average electric bill of approximately $70 per month.
Outside, you'll find a screened lanai, fenced backyard with an expanded golf-cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, an ADT security system, and extensive built-in storage.
Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and convenient access to shopping, dining, and everyday necessities.
With extensive upgrades, remarkably low energy costs, and the potential to assume a VA mortgage at an estimated 2.25% interest rate, this home offers an opportunity that's increasingly difficult to find. VA loan assumption is subject to lender/servicer approval, buyer qualification, and applicable VA requirements....
Contact an agent
Home facts
- Year built:2019
- Subdivision & Development:Sweetbay
- Listing ID #:790780
- Added:161 day(s) ago
- Updated:November 13, 2026 at 09:28 AM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:4
- Flooring:Plank, Vinyl
- Dining Description:SmartThermostat
- Bathrooms Description:SmartThermostat
- Kitchen Description:Electric Water Heater, Gas Oven, Gas Range, Water Softner Owned
- Bedroom Description:SmartThermostat
- Living area:2,338 sq. ft.
Heating and cooling
- Cooling:CeilingFans, CentralAir
- Heating:Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2019
- Building area:2,338 sq. ft.
- Lot area:0.12 Acres
- Architectural Style:Craftsman
- Construction Materials:VinylSiding, Wood Frame
- Exterior Features:Porch
- Levels:2 Story
Schools
- High school:Bay
- Middle school:Jinks
- Elementary school:Northside
Utilities
- Sewer:Public Sewer
Finances and disclosures
- Price:$530,000
- Price per sq. ft.:$226.69
- Tax amount:$5,070 (2025)
Features and amenities
- Amenities:CarbonMonoxideDetectors, ElectricWaterHeater, GasOven, GasRange, SmartThermostat, SmokeDetectors, WaterSoftenerOwned
- Pool features:Community
Parking
- Parking description:Alley Access
- Garage:Yes
- Garage spaces:2
New listings near 1816 Discovery Loop
- Coming Soon
$209,500Coming Soon3 beds 2 baths1,196 sq. ft.7320 Lake Suzzanne Way, Panama City, FL 32404
MLS# 797574Listed by: KELLER WILLIAMS SUCCESS REALTY - New
$674,990Active5 beds 3 baths3,389 sq. ft.148 Lake Merial Boulevard, Panama City, FL 32409
MLS# 797840Listed by: DALTON WADE INC - New
$289,000Active3 beds 3 baths1,573 sq. ft.2411 Causeway Manor Court, Panama City, FL 32408
MLS# 797839Listed by: EXP REALTY, LLC - New
$335,000Active1 beds 2 baths1,047 sq. ft.9860 S Thomas Drive #718, Panama City, FL 32408
MLS# 797836Listed by: BEACHY BEACH REAL ESTATE - New
$229,000Active3 beds 2 baths1,310 sq. ft.331 N Center Avenue, Panama City, FL 32401
MLS# 797825Listed by: WATERSOUND REAL ESTATE - New
$350,000Active2 beds 2 baths1,048 sq. ft.8815 Thomas Drive #807, Panama City, FL 32408
MLS# 797812Listed by: SCENIC SOTHEBY'S INTERNATIONAL REALTY - New
$339,270Active4 beds 2 baths2,100 sq. ft.4316 Windsong Circle, Panama City, FL 32404
MLS# 797818Listed by: ADAMS HOMES REALTY, INC. - New
$299,000Active1 beds 2 baths740 sq. ft.8743 Thomas Drive #807, Panama City, FL 32408
MLS# 797813Listed by: LIFES A BEACH REAL ESTATE, LLC - New
$90,000Active0.26 Acres808 E 9th Court, Panama City, FL 32401
MLS# 797809Listed by: COASTAL PALMS REAL ESTATE - New
$729,000Active3 beds 3 baths2,072 sq. ft.4050 Marriott Drive #3609, Panama City, FL 32408
MLS# 797803Listed by: BERKSHIRE HATHAWAY HOMESERVICES BEACH PROPERTIES OF FLORIDA