2638 E 40th Plaza, Panama City, FL 32405

Panama City
Local realty services provided by:Better Homes and Gardens Real Estate Historic
2638 E 40th Plaza,Panama City, FL 32405
$599,000
  • 5 Beds
  • 3 Baths
  • 2,377 sq. ft.
  • Single family
  • Active
Listed by: matt w wright
Office: think real estate
MLS#:794688
Source:FL_BCMLS

Price summary

  • Price:$599,000
  • Price per sq. ft.:$252

About this home

Ideal VA Assumable Loan Candidate. 5.9% interest rate. $520k balance to assume!!! This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven. The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low. Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage. With no HOA, no...

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Home facts

  • Year built:1976
  • Subdivision & Development:[No Recorded Subdiv]
  • Listing ID #:794688
  • Added:31 day(s) ago
  • Updated:September 28, 2026 at 03:00 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:5
  • Dining Description:Handicap Accessible
  • Bathrooms Description:Handicap Access
  • Kitchen Description:Electric Cook Top, Electric Oven, Tankless Water Heater
  • Bedroom Description:Handicap Access
  • Living area:2,377 sq. ft.

Heating and cooling

  • Cooling:CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Metal
  • Year built:1976
  • Building area:2,377 sq. ft.
  • Lot area:0.41 Acres
  • Architectural Style:Contemporary
  • Exterior Features:Deck, Outdoor Shower
  • Foundation Description:Slab
  • Levels:1 Story

Schools

  • High school:Mosley
  • Middle school:Mowat
  • Elementary school:Hiland Park

Finances and disclosures

  • Price:$599,000
  • Price per sq. ft.:$252
  • Tax amount:$2,178 (2025)

Features and amenities

  • Amenities:ElectricCooktop, ElectricOven, SecuritySystem, StormWindows, TanklessWaterHeater, TintedWindows
  • Pool features:Gunite, InGround, Private

Parking

  • Parking description:Paved
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Better Homes and Gardens Real Estate Historic is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Better Homes and Gardens Real Estate Historic, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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