268 Ryder Lane, Panama City, FL 32404

Panama City
Local realty services provided by:Better Homes and Gardens Real Estate Historic
268 Ryder Lane,Panama City, FL 32404
$352,000
  • 4 Beds
  • 2 Baths
  • 1,867 sq. ft.
  • Single family
  • Pending
Listed by: johanna l hoskins
Office: realty one group emerald coast
MLS#:786515
Source:FL_BCMLS

Price summary

  • Price:$352,000
  • Price per sq. ft.:$188.54

About this home

RARE OPPORTUNITY! Assumable VA Loan at a 3.75% Interest Rate--save over $600/month compared to today's rates! This 2022-built 'Cali' model is priced at $362,000 with a manageable equity gap of approx. $26k. Pristine condition, smart home tech, and located in the sought-after Bridge Harbor community near Tyndall AFB. VA-eligible buyers with entitlement substitution preferred. Don't miss this chance to lock in 2022's best rate in 2026!Don't build new at 6% when you can move in here at 3.75%! The Cali plan features four bedrooms with one that can be used as a den or office. The kitchen is open and spacious with a center island and includes a pantry, beautifully bright white cabinetry. Bedroom 1 features a private bath with a separate shower and a large soak tub, as well as a spacious walk-in closet. This beautiful home has been constructed with a reinforced concrete foundation with wire mesh and rebar, house wrap barrier and four-sided vinyl. Offering a fenced backyard with pond...

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Home facts

  • Year built:2022
  • Listing ID #:786515
  • Added:89 day(s) ago
  • Updated:June 06, 2026 at 07:16 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:7
  • Bathrooms Description:SmartHome
  • Kitchen Description:Electric Cook Top, Electric Oven, Plumbed For Ice Maker
  • Bedroom Description:SmartHome
  • Living area:1,867 sq. ft.

Heating and cooling

  • Cooling:CentralAir
  • Heating:Central
  • Central air:Yes

Structure and exterior

  • Year built:2022
  • Building area:1,867 sq. ft.
  • Lot area:0.16 Acres
  • Architectural Style:Craftsman
  • Construction Materials:VinylSiding
  • Exterior Features:Patio, Porch
  • Foundation Description:Slab

Schools

  • High school:Rutherford
  • Middle school:Rutherford Middle
  • Elementary school:Callaway

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$352,000
  • Price per sq. ft.:$188.54
  • Tax amount:$3,311 (2025)

Features and amenities

  • Amenities:ElectricCooktop, ElectricOven, PlumbedForIceMaker, SmartHome, SmokeDetectors
  • Pool features:Community
  • Smart home:Yes

Parking

  • Parking description:Garage, Paved
  • Garage:Yes
  • Garage spaces:2
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Better Homes and Gardens Real Estate Historic is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Better Homes and Gardens Real Estate Historic, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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