285 Hugh Thomas Drive, Panama City, FL 32404

Panama City
Local realty services provided by:Better Homes and Gardens Real Estate Historic
285 Hugh Thomas Drive,Panama City, FL 32404
$599,000
  • 4 Beds
  • 5 Baths
  • 2,525 sq. ft.
  • Single family
  • Pending
Listed by: abbott martin group
Office: exp realty llc.
MLS#:794762
Source:FL_BCMLS

Price summary

  • Price:$599,000
  • Price per sq. ft.:$237.23

About this home

NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

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Home facts

  • Year built:2024
  • Subdivision & Development:Callaway
  • Listing ID #:794762
  • Added:1 day(s) ago
  • Updated:August 29, 2026 at 10:36 AM

Rooms and interior

  • Bedrooms:4
  • Total bathrooms:5
  • Full bathrooms:4
  • Half bathrooms:1
  • Rooms Total:6
  • Kitchen Description:Electric Cook Top, Electric Water Heater
  • Living area:2,525 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Shingle
  • Year built:2024
  • Building area:2,525 sq. ft.
  • Lot area:0.44 Acres
  • Construction Materials:VinylSiding
  • Exterior Features:Patio
  • Foundation Description:Slab
  • Levels:1 Story

Schools

  • High school:Rutherford
  • Middle school:Rutherford Middle
  • Elementary school:Callaway

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$599,000
  • Price per sq. ft.:$237.23
  • Tax amount:$5,648 (2025)

Features and amenities

  • Amenities:ElectricCooktop, ElectricWaterHeater, SmokeDetectors

Parking

  • Garage:Yes
  • Garage spaces:3
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Better Homes and Gardens Real Estate Historic is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Better Homes and Gardens Real Estate Historic, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

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