3104 W 16th Street, Panama City, FL 32401

Panama City
Local realty services provided by:Better Homes and Gardens Real Estate Historic
3104 W 16th Street,Panama City, FL 32401
$349,000
  • 3 Beds
  • 2 Baths
  • 1,273 sq. ft.
  • Single family
  • Active
Listed by: chris c allen
Office: real broker llc.
MLS#:795646
Source:FL_BCMLS

Price summary

  • Price:$349,000
  • Price per sq. ft.:$274.16

About this home

Your own dock on Lake Huntington, a finished and climate-controlled outbuilding, and Historic St. Andrews less than a mile away: this 1941 cottage offers a combination that is hard to find in this part of Panama City. The home sits on the north side of 16th Street, and the sale includes the separate deeded waterfront lot and private dock directly across the street, so the screened front porch looks out toward the lake and your dock. Lake Huntington opens to St. Andrews Bay beneath the 15th Street bridge, and from the bay it is open water through St. Andrews Pass to Shell Island and the Gulf of Mexico (buyer to verify clearance and depth for their vessel). The public launch ramp at St. Andrews Marina is about a mile away. Inside, three bedrooms and two full baths sit on one level, with the arched doorways and hardwood floors of a classic 1940s cottage, tile in the kitchen and dining room, plantation shutters, ceiling fans, and a primary bath with a tiled walk-in shower. The white...

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Home facts

  • Year built:1941
  • Subdivision & Development:Lakeside Plat
  • Listing ID #:795646
  • Added:1 day(s) ago
  • Updated:September 21, 2026 at 10:30 AM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:2
  • Full bathrooms:2
  • Rooms Total:3
  • Kitchen Description:Electric Range, Electric Water Heater
  • Living area:1,273 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Metal
  • Year built:1941
  • Building area:1,273 sq. ft.
  • Lot area:0.14 Acres
  • Exterior Features:Dock, Porch

Schools

  • High school:Bay
  • Middle school:Jinks
  • Elementary school:Lucille Moore

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$349,000
  • Price per sq. ft.:$274.16
  • Tax amount:$5,297 (2025)

Features and amenities

  • Amenities:ElectricRange, ElectricWaterHeater

Parking

  • Parking description:Paved
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