3946 Whitehead Boulevard, Panama City, FL 32404

Panama City
Local realty services provided by:Better Homes and Gardens Real Estate Historic
3946 Whitehead Boulevard,Panama City, FL 32404
$515,000
Virtual Tour
  • 5 Beds
  • 4 Baths
  • 4,032 sq. ft.
  • Single family
  • Active
Listed by: michele monastra
Office: epique realty inc
MLS#:771782
Source:FL_BCMLS

Price summary

  • Price:$515,000
  • Price per sq. ft.:$127.73

About this home

**2.25% ASSUMABLE VA LOAN + $7,500 CARPET CREDIT!** Assume the seller's 2.25% VA loan with $303,000 balance at just $1,839/month (P&I)—save $915/month vs. current 7% rates. That's $10,980/year or $220,000+ over 30 years in interest savings. PLUS choose your own carpet style with a generous $7,500 credit at closing. Requires approximately $212,000 down to assume. Perfect for military relocations, cash-strong buyers, or anyone with equity from a previous home sale. **SPACIOUS 5BR/3.5BA HOME WITH ENERGY SAVINGS:** This 4,032 sq ft home features an open-concept floor plan with main-level primary suite (walk-in closet, double vanity, separate shower, soaking tub), plus four additional bedrooms and oversized bonus room upstairs. Enjoy pond views from the covered back patio or launch your included John boat for fishing. The Jack-and-Jill bath upstairs and welcoming foyer add convenience and charm. Energy-efficient features put money back in your pocket: fully paid-off solar panels

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Home facts

  • Year built:2019
  • Listing ID #:771782
  • Added:319 day(s) ago
  • Updated:March 02, 2026 at 03:33 PM

Rooms and interior

  • Bedrooms:5
  • Total bathrooms:4
  • Full bathrooms:3
  • Half bathrooms:1
  • Rooms Total:18
  • Dining Description:EntranceFoyer
  • Bathrooms Description:SmartHome, Storage
  • Kitchen Description:Electric Range, Electric Water Heater, Pantry
  • Bedroom Description:SmartHome, Storage
  • Living area:4,032 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric

Structure and exterior

  • Roof:Shingle
  • Year built:2019
  • Building area:4,032 sq. ft.
  • Lot area:0.33 Acres
  • Lot Features:Cul de sac
  • Architectural Style:Colonial
  • Construction Materials:BrickVeneer, VinylSiding
  • Exterior Features:Patio, Porch
  • Levels:2 Story

Schools

  • High school:Bay
  • Middle school:Merritt Brown
  • Elementary school:Cedar Grove

Finances and disclosures

  • Price:$515,000
  • Price per sq. ft.:$127.73
  • Tax amount:$5,061 (2024)

Features and amenities

  • Amenities:ElectricRange, ElectricWaterHeater, EntranceFoyer, Pantry, SmartHome, SmokeDetectors, Storage
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