8221 Surf Drive, Panama City, FL 32408

Panama City
Local realty services provided by:Better Homes and Gardens Real Estate Historic
8221 Surf Drive,Panama City, FL 32408
$3,500,000
Virtual Tour
  • 8 Beds
  • 8 Baths
  • 5,320 sq. ft.
  • Single family
  • Active
Listed by: the jarrett group
Office: keller williams success realty
MLS#:789630
Source:FL_BCMLS

Price summary

  • Price:$3,500,000
  • Price per sq. ft.:$657.89

About this home

An exceptional Gulf-front investment opportunity where luxury meets income potential. With more than $330,000 in proven rental income in 2025. This stunning coastal property features four beautifully appointed two-bedroom units, offering a total of 8 bedrooms and 8 full bathrooms, all thoughtfully designed to maximize comfort, style, and revenue. Perfectly positioned directly on the Gulf, the property showcases breathtaking Panama City Beach sunsets and uninterrupted water views from private balconies for every unit, creating an unforgettable experience for guests and owners alike. A Gulf-front pool provides the ultimate setting for relaxation, while the pristine white sand beach is just steps away. Inside, each residence is finished with upscale coastal touches, including gorgeous white oak luxury vinyl plank flooring, open-concept kitchens, and striking shiplap ceilings that enhance the bright, airy atmosphere throughout. The layout of each unit is designed for both...

Contact an agent

contact an agent

Yes, I would like more information. Please use and/or share my information with a BHGRE®  affiliated agent to contact me about my real estate needs. By clicking Send message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a BHGRE®  affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (CENTURY 21® , Coldwell Banker® , Corcoran® , ERA® , Sotheby's International Realty® ). I acknowledge that I have read and agree to theTerms of useandPrivacy notice

Home facts

  • Year built:1999
  • Listing ID #:789630
  • Added:52 day(s) ago
  • Updated:June 30, 2026 at 02:38 PM

Rooms and interior

  • Bedrooms:8
  • Total bathrooms:8
  • Full bathrooms:8
  • Rooms Total:20
  • Kitchen Description:Electric Cook Top, Electric Oven, Electric Range, Electric Water Heater
  • Living area:5,320 sq. ft.

Heating and cooling

  • Cooling:CeilingFans, CentralAir
  • Heating:Central, Electric
  • Central air:Yes

Structure and exterior

  • Roof:Composition, Shingle
  • Year built:1999
  • Building area:5,320 sq. ft.
  • Lot area:0.17 Acres
  • Architectural Style:Coastal
  • Construction Materials:VinylSiding
  • Exterior Features:Balcony, Deck, Outdoor Shower
  • Foundation Description:Pillar/Post/Pier
  • Levels:2 Story

Schools

  • High school:Arnold
  • Middle school:Surfside
  • Elementary school:Patronis

Utilities

  • Sewer:Public Sewer

Finances and disclosures

  • Price:$3,500,000
  • Price per sq. ft.:$657.89
  • Tax amount:$6,283 (2025)

Features and amenities

  • Laundry features:Washer Dryer Stacked
  • Amenities:ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater, SmokeDetectors, StormWindows, WasherDryerStacked
  • Pool features:Community, Fenced, Gunite, InGround, Private

Parking

  • Parking description:Gated
The information being provided by Central Panhandle Association Of REALTORS® is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Central Panhandle Association Of REALTORS®. Better Homes and Gardens Real Estate Historic is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Better Homes and Gardens Real Estate Historic, a broker participant of Central Panhandle Association Of REALTORS®. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Central Panhandle Association Of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Properties in listings may have been sold or may no longer be available. Copyright 2026 Central Panhandle Association Of REALTORS®. All rights reserved.

New listings near 8221 Surf Drive