528 Ocean Spray Drive, Ruskin, FL 33570
Local realty services provided by:Better Homes and Gardens Real Estate Synergy
Listed by: kristy oneal
Office: lpt realty, llc.
MLS#:TB8522386
Source:MFRMLS
Price summary
- Price:$409,000
- Price per sq. ft.:$110.27
- Monthly HOA dues:$7.08
About this home
Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community.
This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living.
A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities.
Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization.
Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience.
Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender.
Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities.
Please note: An assumable loan can be assumed by anyone, not just a VA borrower....
Contact an agent
Home facts
- Year built:2021
- Subdivision & Development:SHELL COVE PH 2
- Listing ID #:TB8522386
- Added:35 day(s) ago
- Updated:August 06, 2026 at 08:20 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Flooring:Carpet, Tile
- Dining Description:Eat In Kitchen, Living Room/Dining Room Combo
- Kitchen Description:Dishwasher, Disposal, Dry Bar, Eat-in Kitchen, Freezer, Kitchen/Family Room Combo, Microwave, Range, Refrigerator, Wet Bar
- Bedroom Description:High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
- Living area:2,820 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2021
- Building area:2,820 sq. ft.
- Lot area:0.18 Acres
- Construction Materials:Brick
- Exterior Features:Covered Porch/Patio
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Lennard-HB
- Middle school:Shields-HB
- Elementary school:Thompson Elementary
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$409,000
- Price per sq. ft.:$110.27
- Tax amount:$10,267 (2024)
Features and amenities
- Appliances:Dishwasher, Disposal, Dryer, Freezer, Irrigation Equipment, Microwave, Range, Refrigerator, Washer
- Laundry features:Dryer, Electric Dryer Hookup, Inside, Laundry Room, Washer
- Amenities:Cable Available, Ceiling Fans(s), Dry Bar, Eat-in Kitchen, Electricity Available, High Ceilings, Irrigation Equipment, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pool, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Pool features:Pool, Public Pool
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:3
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