108 Irwin Street E, Safety Harbor, FL 34695
Local realty services provided by:Better Homes and Gardens Real Estate Thomas Group
Upcoming open houses
- Sat, Aug 1511:00 am - 01:00 pm
Listed by: emiliya cogdill
Office: business & realty consulting of florida
MLS#:TB8491819
Source:MFRMLS
Price summary
- Price:$1,349,000
- Price per sq. ft.:$340.48
About this home
Exceptional value for a brand-new custom luxury home by Cogdill Builders of Florida in one of Safety Harbor's most desirable neighborhoods. Why buy an older home that needs costly updates when you can own a move-in-ready custom home built with today's premium materials, energy-efficient features, and modern building standards?
Ideally located just 1 mile from Downtown Safety Harbor, Main Street, Philippe Park, the marina, waterfront parks, award-winning restaurants, breweries, boutique shopping, and the renowned Safety Harbor Resort & Spa, this stunning Modern Coastal residence sits on a rare quarter-acre homesite in Flood Zone X with NO HOA. On the attached survey, the finished floor elevation is 30.68 feet. The property is located in FEMA Flood Zone X with no assigned FEMA Base Flood Elevation (BFE), offering added peace of mind and potential insurance benefits.
Offering 4 bedrooms, 3 full bathrooms, an oversized 3-car garage, and 2,634 sq ft of thoughtfully designed living space, this home features an open-concept floor plan with 10-foot ceilings, abundant natural light, oversized porcelain tile flooring, designer lighting, impact-rated hurricane windows, and fiberglass exterior doors built to current Florida wind-load codes, creating a bright, elegant, and secure living environment.
The gourmet kitchen is the centerpiece of the home, featuring handcrafted solid wood cabinetry, a large Cambria quartz island, full-height Cambria quartz backsplash, premium stainless steel appliances, a spacious walk-in pantry, and an oversized laundry room—perfect for everyday living and entertaining.
The luxurious primary suite offers two oversized custom walk-in closets, dual vanities, and a designer walk-in shower, while the split-bedroom layout provides privacy for family and guests. The fourth bedroom easily serves as a home office, fitness room, media room, or guest suite.
Step outside to the impressive 49-foot covered lanai, overlooking a professionally landscaped backyard with irrigation, privacy fencing, and room for a custom pool (pool renderings available upon request).
Built for lasting value, this home showcases the superior craftsmanship of Cogdill Builders of Florida with reinforced concrete block construction, integrated EPS insulation, reinforced concrete lintels, a reinforced stem-wall foundation, Timberline HDZ architectural shingles with peel-and-stick waterproof membrane, R-38 attic insulation, and an oversized garage with 18' x 8' and 10' x 8' doors, providing ample space for multiple vehicles, oversized SUVs, golf carts, or workshop storage.
New construction means lower insurance costs, greater energy efficiency, modern building codes, and the peace of mind of owning a home where everything is brand new.
Safety Harbor remains one of Tampa Bay's most sought-after communities, offering weekly farmers markets, year-round festivals, concerts, waterfront parks, and convenient access to Clearwater Beach, Honeymoon Island, Tampa International Airport, Downtown Tampa, and St. Petersburg.
Luxury. Quality. Location. This is a rare opportunity to own a brand-new custom home with premium finishes, impact-rated hurricane windows, exceptional energy efficiency, and timeless craftsmanship—now offered at just $1,349,000. Schedule your private showing today!...
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Home facts
- Year built:2026
- Subdivision & Development:WATER VIEW HEIGHTS
- Listing ID #:TB8491819
- Added:136 day(s) ago
- Updated:August 14, 2026 at 02:53 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Tile
- Dining Description:Living Room/Dining Room Combo
- Kitchen Description:Cooktop, Dishwasher, Disposal, Kitchen/Family Room Combo, Microwave, Range Hood, Refrigerator, Solid Wood Cabinets, Water Filtration System
- Bedroom Description:Primary Bedroom Main Floor, Walk-In Closet(s)
- Living area:2,634 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2026
- Building area:2,634 sq. ft.
- Lot area:0.25 Acres
- Construction Materials:Block, Stucco
- Exterior Features:Lighting, Private Mailbox
- Foundation Description:Slab
- Levels:1 Story
Utilities
- Water:Public, Water Connected
- Sewer:Public, Public Sewer, Sewer Connected
Finances and disclosures
- Price:$1,349,000
- Price per sq. ft.:$340.48
- Tax amount:$5,754 (2025)
Features and amenities
- Appliances:Cooktop, Dishwasher, Disposal, Electric Water Heater, Irrigation Equipment, Microwave, Range Hood, Refrigerator, Water Filtration System
- Laundry features:Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Amenities:Cable Connected, Ceiling Fans(s), In Wall Pest System, Irrigation Equipment, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
- Pool features:Public Pool
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:3
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