110 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459

Santa Rosa Beach
Local realty services provided by:Better Homes and Gardens Real Estate Emerald Coast
110 Mosaic Oaks Circle,Santa Rosa Beach, FL 32459
$486,000
  • 3 Beds
  • 3 Baths
  • 1,883 sq. ft.
  • Single family
  • Active
Listed by: darlene s kluck
Office: lokation
MLS#:998598
Source:FL_ECAR

Price summary

  • Price:$486,000
  • Price per sq. ft.:$258.1

About this home

With nearly $100,000 in thoughtful seller upgrades and a rare 2.7% assumable VA loan (exclusively available to qualified VA buyers), this charming Florida cottage in Mosaic Oaks presents a standout opportunity just under 4 miles from 30A's sugar-white beaches and only a mile from Choctawhatchee Bay and Kellogg Regional Park. Impeccably maintained, this 3-bedroom, 2.5-bath home offers a beautifully upgraded coastal retreat with meaningful enhancements throughout, including a complete primary suite renovation, new luxury vinyl plank flooring, and a refreshed kitchen featuring professionally refinished cabinetry, a modern tile backsplash, and upgraded cabinet lighting. Fresh interior and exterior paint, added trim detail, new shutters, gutters, & exterior doors create a cohesive, designer- -inspired aesthetic that carries seamlessly from inside to out. The backyard is a true showstopper--expertly designed for both entertaining and everyday enjoyment, featuring a Trex floating...

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Home facts

  • Year built:2016
  • Listing ID #:998598
  • Added:8 day(s) ago
  • Updated:April 23, 2026 at 07:40 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:2
  • Half bathrooms:1
  • Rooms Total:6
  • Kitchen Description:Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric
  • Living area:1,883 sq. ft.

Heating and cooling

  • Central air:Yes

Structure and exterior

  • Year built:2016
  • Building area:1,883 sq. ft.
  • Lot area:0.12 Acres
  • Lot Features:Covenants
  • Architectural Style:Florida Cottage
  • Exterior Features:BBQ Pit/Grill, Balcony, Fenced Area, Hurricane Shutters, Sprinkler System, Yard Building

Schools

  • High school:South Walton
  • Middle school:Emerald Coast
  • Elementary school:Dune Lakes

Utilities

  • Water:Public Water

Finances and disclosures

  • Price:$486,000
  • Price per sq. ft.:$258.1
  • Tax amount:$2,941 (2025)

Features and amenities

  • Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric, Washer
  • Laundry features:Dryer, Washer
  • Amenities:Kitchen Island, Pantry

Parking

  • Garage:Yes
  • Garage spaces:1
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