3699 Moca Drive, Saint Cloud, FL 34772
Local realty services provided by:Better Homes and Gardens Real Estate Atchley Properties
Listed by: donnamarie ebanks
Office: coldwell banker realty
MLS#:O6418854
Source:MFRMLS
Price summary
- Price:$460,000
- Price per sq. ft.:$139.35
- Monthly HOA dues:$99
About this home
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining*
Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.*
Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.*
The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.*
This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.*
Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando....
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Home facts
- Year built:2017
- Subdivision & Development:WHALEYS CREEK PH 1
- Listing ID #:O6418854
- Added:65 day(s) ago
- Updated:August 27, 2026 at 08:09 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Carpet, Ceramic Tile
- Dining Description:Eat In Kitchen
- Kitchen Description:Convection Oven, Dishwasher, Disposal, Eat-in Kitchen, Kitchen Reverse Osmosis System, Kitchen/Family Room Combo, Microwave, Range, Refrigerator, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Water Filtration System, Water Purifier, Water Softener
- Bedroom Description:High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
- Living area:2,820 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:2017
- Building area:2,820 sq. ft.
- Lot area:0.27 Acres
- Lot Features:Cleared, Corner Lot, Oversized, Sidewalk
- Architectural Style:Traditional
- Construction Materials:Block, Stucco
- Exterior Features:Covered Porch/Patio, Front Porch, Rain Gutters, Sidewalk
- Foundation Description:Slab
- Levels:2 Story
Utilities
- Water:Public
- Sewer:Public, Public Sewer
Finances and disclosures
- Price:$460,000
- Price per sq. ft.:$139.35
- Tax amount:$4,293 (2025)
Features and amenities
- Appliances:Convection Oven, Dishwasher, Disposal, Dryer, Irrigation Equipment, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
- Laundry features:Dryer, Laundry Room, Washer
- Amenities:BB/HS Internet Available, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Irrigation Equipment, Kitchen/Family Room Combo, Open Floorplan, Playground, Pool, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Pool features:Pool, Public Pool
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:2
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