445 Virginia Avenue, ST CLOUD, FL 34769
Local realty services provided by:Better Homes and Gardens Real Estate Atchley Properties



Listed by:ashley moss
Office:keller williams rlty fl. partn
MLS#:V4941072
Source:MFRMLS
Price summary
- Price:$400,000
- Price per sq. ft.:$130
About this home
If you’re looking for a move-in-ready home with character, this St. Cloud gem is a rare find. Just five blocks from East Lake Toho, this corner-lot pool home offers a peaceful retreat in a quiet neighborhood. The open-concept kitchen, dining, and great room create a seamless space for gathering with unique touches like a locally sourced cypress wood accent wall and a handcrafted barn door. The kitchen boasts modern white cabinetry and a stunning quartz peninsula with seating for six, while the screened porch overlooks a sparkling pool, fully fenced backyard with French drainage system, and large shed with overhead storage. The guest bathroom is a true retreat, complete with a step-in jetted tub, quartz counters, a bidet, and heated toilet seat. Upgrades include a newer roof & paid-off solar panels (2019), energy-efficient windows & doors (2017), and high-efficiency HVAC & smart water heater (2016). Smart home features like keyless entry, voice-activated lights, a touchless faucet, smart thermostat, and an NVR surveillance system add convenience. A non-conforming fourth bedroom inside the garage with heat & A/C offers endless possibilities. The garage has potential for a primary suite with pool access or an ADU, as the property is zoned for accessory dwellings. ASSUMABLE FHA LOAN AVAILABLE TO QUALIFIED BUYERS!!!
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Home facts
- Year built:1981
- Listing Id #:V4941072
- Added:174 day(s) ago
- Updated:August 14, 2025 at 11:52 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:2
- Full bathrooms:2
- Living area:1,869 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Solar
Structure and exterior
- Roof:Shingle
- Year built:1981
- Building area:1,869 sq. ft.
- Lot area:0.26 Acres
Schools
- High school:St. Cloud High School
- Middle school:St. Cloud Middle (6-8)
- Elementary school:Michigan Avenue Elem (K 5)
Utilities
- Water:Public, Water Connected
- Sewer:Public, Public Sewer, Sewer Connected
Finances and disclosures
- Price:$400,000
- Price per sq. ft.:$130
- Tax amount:$5,144 (2023)
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