10689 SE 174th Loop, Summerfield, FL 34491
Local realty services provided by:Better Homes and Gardens Real Estate Atchley Properties
Listed by: gerrie cosme matias
Office: re/max premier realty lady lk
MLS#:G5109057
Source:MFRMLS
Price summary
- Price:$212,900
- Price per sq. ft.:$96.86
- Monthly HOA dues:$179
About this home
PRICE IMPROVEMENT with MOTIVATED SELLER! Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. You have 2 bedrooms, 2 bathrooms, enclosed lanai, Patio with roof, and a generous back yard with no rear neighbors. It is conveniently located close to the front gate where you will have easy in and out access. You can legally go out the front gate on 441 cross over to a ton of establishments, so many amenities to choose from including SUPER WALMART across the road. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C. / 2020 H.W.H. / 2014 ROOF :)
With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness.
Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors.
The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet.
Additional highlights:
Covered front porch to have your morning brew or evening tea.
Covered rear patio with ceiling fan and utility sink
2-car attached garage with laundry area
Community Features:
Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to THE TERRACE PLAZA filled with more amenities, including urgent care, drugstores, restaurants, planet fitness, dentist, flower shop, butcher shop, specialty stores and more...
Residents enjoy:
18-hole golf course and The Links Restaurant
Heated pool & hot tub
Separate men’s and women’s saunas with showers
Fitness center
Billiards room, library, and card rooms
Event center with clubs, dances, live music, Zumba, and exercise classes
Pickleball, tennis, and bocce ball courts
Men’s and women’s softball teams with a professionally maintained field
Scenic wooded areas for golf-cart rides and dog walking
Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting).
This is a deed-restricted community with a required monthly maintenance/amenities fee which includes your trash pickup and a club house loaded with amenities.
No CDD and no bond and you are just 2 miles from THE VILLAGES, the square has live entertainment daily and many shops and restaurants to choose from, OPENED TO THE PUBLIC!
Schedule your private showing today or request a virtual tour and start living in the Florida lifestyle...
Contact an agent
Home facts
- Year built:1994
- Subdivision & Development:SPRUCE CREEK SOUTH
- Listing ID #:G5109057
- Added:201 day(s) ago
- Updated:September 21, 2026 at 04:53 PM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Laminate, Tile
- Dining Description:L Shaped, Living Room/Dining Room Combo
- Kitchen Description:Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Solid Surface Counters
- Bedroom Description:Walk-In Closet(s)
- Living area:1,008 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1994
- Building area:1,008 sq. ft.
- Lot area:0.23 Acres
- Construction Materials:Frame, Vinyl Siding
- Exterior Features:Private Mailbox
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Belleview High School
- Middle school:Belleview Middle School
- Elementary school:Belleview Elementary School
Utilities
- Water:Public, Water Available, Water Connected
- Sewer:Private, Public Sewer, Sewer Available, Sewer Connected
Finances and disclosures
- Price:$212,900
- Price per sq. ft.:$96.86
- Tax amount:$1,772 (2025)
Features and amenities
- Appliances:Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
- Laundry features:Dryer, In Garage, Washer
- Amenities:BB/HS Internet Available, Basketball Court, Cable Available, Ceiling Fans(s), Clubhouse, Electricity Available, Fence Restrictions, Fitness Center, Gated, Golf Course, L Dining, Living Room/Dining Room Combo, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Solid Surface Counters, Spa/Hot Tub, Tennis Court(s), Thermostat, Trail(s), Walk-In Closet(s), Wheelchair Access, Window Treatments
- Pool features:Pool, Public Pool
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:2
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