521 S Railroad Street, Montgomery, IL 60538

Montgomery
Local realty services provided by:Better Homes and Gardens Real Estate Connections
521 S Railroad Street,Montgomery, IL 60538
$285,000
  • 3 Beds
  • 3 Baths
  • 1,012 sq. ft.
  • Single family
  • Active
Listed by: kathy mcleod
Office: charles rutenberg realty
MLS#:12596087
Source:MLSNI

Price summary

  • Price:$285,000
  • Price per sq. ft.:$281.62

About this home

***HIGHEST and BEST by 5:00pm 3/22/26*** Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.

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Home facts

  • Year built:1991
  • Listing ID #:12596087
  • Added:2 day(s) ago
  • Updated:March 21, 2026 at 05:48 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:3
  • Rooms Total:7
  • Kitchen Description:Kitchen, Microwave, Range, Refrigerator
  • Basement:Yes
  • Basement Description:Finished, Full
  • Living area:1,012 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Natural Gas
  • Central air:Yes

Structure and exterior

  • Roof:Asphalt
  • Year built:1991
  • Building area:1,012 sq. ft.

Schools

  • High school:West Aurora High School
  • Middle school:Washington Middle School
  • Elementary school:Nicholas A Hermes Elementary Sch

Utilities

  • Water:Public
  • Sewer:Public Sewer

Finances and disclosures

  • Price:$285,000
  • Price per sq. ft.:$281.62
  • Tax amount:$3,371 (2024)

Features and amenities

  • Laundry features:Dryer, Washer

Parking

  • Total parking spaces:2
  • Parking description:Asphalt, Attached Garage, Garage
  • Garage:Yes
  • Garage spaces:2
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