81 White Oak Lane, Monticello, KY 42633

Monticello
Local realty services provided by:Better Homes and Gardens Real Estate Fern Leaf Group
81 White Oak Lane,Monticello, KY 42633
$299,000
  • 2 Beds
  • 1 Baths
  • 900 sq. ft.
  • Single family
  • Active
Listed by: dylan jones
Office: re/max country lakes
MLS#:26005932
Source:KY_LBAR

Price summary

  • Price:$299,000
  • Price per sq. ft.:$332.22

About this home

Unique lake property situated on three lots featuring a 2-bedroom, 1-bathroom home plus a detached garage with plenty of room for a boat up to 26 ft. The garage has a finished guest quarters offering an additional 1 bedroom and 1 bathroom. Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the...

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Home facts

  • Year built:2021
  • Subdivision & Development:Cumberland Ridge Estates
  • Listing ID #:26005932
  • Added:167 day(s) ago
  • Updated:September 08, 2026 at 02:57 PM

Rooms and interior

  • Bedrooms:2
  • Total bathrooms:1
  • Full bathrooms:1
  • Rooms Total:5
  • Flooring:Tile
  • Basement:Yes
  • Basement Description:Crawl Space
  • Living area:900 sq. ft.

Heating and cooling

  • Cooling:Heat Pump
  • Heating:Electric, Heat Pump
  • Central air:Yes

Structure and exterior

  • Year built:2021
  • Building area:900 sq. ft.
  • Lot area:1.32 Acres
  • Lot Features:Wooded
  • Construction Materials:Vinyl Siding

Schools

  • High school:Wayne Co
  • Middle school:Wayne Co
  • Elementary school:Bell

Utilities

  • Water:Public
  • Sewer:Septic Tank

Finances and disclosures

  • Price:$299,000
  • Price per sq. ft.:$332.22

Features and amenities

  • Laundry features:Main Level

Parking

  • Garage:Yes
  • Garage spaces:2
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