2704 N Calvert St, Baltimore, MD 21218
Local realty services provided by:Better Homes and Gardens Real Estate Community Realty
2704 N Calvert St,Baltimore, MD 21218
$430,000
- 4 Beds
- - Baths
- 2,774 sq. ft.
- Multi-family
- Active
Listed by: will a cannon iii
Office: ben frederick realty, inc.
MLS#:MDBA2234060
Source:BRIGHTMLS
Price summary
- Price:$430,000
- Price per sq. ft.:$155.01
About this home
Fully Leased: All four apartments are occupied, providing rental income from day one while a buyer plans future rent increases and improvements.
● Multiple Paths to Increased Income: Below-market rents, one parking space and potential tenant utility reimbursements provide several ways to increase income without completing a full renovation at once.
● Long-Term Renovation Potential: Apartments can be renovated to the studs in phases, with individual mechanical systems and upgraded finishes supporting higher rents and long-term demand from the surrounding Johns Hopkins community.
2704 North Calvert Street offers four fully leased one-bedroom apartments in varying condition, providing existing income with improvements that can be completed over time. Two apartments have updated kitchens with Shaker-style wood cabinets and newer laminate countertops. The remaining kitchens have a mix of wood and metal cabinetry. Kitchens include 20-inch or 30-inch gas ranges and stainless-steel or porcelain sinks.
Bathrooms have wall-mounted sinks or modern vanities, steel or cast-iron tubs, and ceramic tile or fiberglass surrounds. Apartments retain primarily plaster walls and ceilings with a mix of hardwood and vinyl flooring.
The building has a central gas-fired boiler with steam radiator heat and a central 40-gallon gas-fired Rheem water heater installed in 2021. There are four electric meters and five gas meters. Tenants pay their in-unit gas and electric. The landlord pays for heat, hot water and water/sewer, creating an opportunity to implement utility bill-backs. A rear wood fire escape is shared with 2702 North Calvert Street.
Owner-Occupant Financing Example: If Apartment 1 is made available for purchaser occupancy, a 3.5% down payment and $414,950 loan at 6.50% for 30 years produces an estimated monthly principal, interest, taxes, insurance and mortgage insurance payment of $3,600. Projected rents from the remaining three apartments and parking total $3,425 per month, leaving an estimated monthly housing cost of approximately $175 before utilities, repairs and maintenance. The property also passes the FHA self-sufficiency test.
Located in Charles Village near Johns Hopkins University, neighborhood shopping, dining and public transportation, the property offers existing income and multiple paths to long-term value creation through market rent alignment, utility bill-backs and phased renovations....
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Home facts
- Year built:1900
- Subdivision & Development:CHARLES VILLAGE
- Listing ID #:MDBA2234060
- Added:1 day(s) ago
- Updated:October 08, 2026 at 01:37 PM
Rooms and interior
- Bedrooms:4
- Living area:2,774 sq. ft.
Heating and cooling
- Cooling:Window Unit(s)
- Heating:Natural Gas, Radiator
Structure and exterior
- Year built:1900
- Building area:2,774 sq. ft.
- Lot area:0.05 Acres
- Architectural Style:Converted Dwelling
- Construction Materials:Brick
- Foundation Description:Brick/Mortar, Stone
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$430,000
- Price per sq. ft.:$155.01
- Tax amount:$5,545 (2026)
Parking
- Parking description:Off Street
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