18-20 Water St, THURMONT, MD 21788
Local realty services provided by:Better Homes and Gardens Real Estate Reserve



Listed by:cindy clipp
Office:long & foster real estate, inc.
MLS#:MDFR2069076
Source:BRIGHTMLS
Price summary
- Price:$429,900
- Price per sq. ft.:$143.88
About this home
Rare Opportunity in the Heart of Thurmont – Two Homes, Eight Garages, and Endless Possibilities
This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoning—all on one parcel with a single tax ID. It’s ideal for investors, multi-generational living, or those seeking home-based business potential.
This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level.
The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included.
Additional features include:
Eight total garage bays across three structures:
4 facing the rear alley (3 currently rented month to month)
3 side garages
1 tucked beneath the rear deck
Each garage bay has electric (no water)—ideal for storage, workshop use, or contractor needs
Public water and sewer
Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old)
Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth.
Property is being sold as-is.
Don’t miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!
Contact an agent
Home facts
- Year built:1880
- Listing Id #:MDFR2069076
- Added:5 day(s) ago
- Updated:August 21, 2025 at 01:52 PM
Rooms and interior
- Bedrooms:4
- Total bathrooms:3
- Full bathrooms:3
- Living area:2,988 sq. ft.
Heating and cooling
- Cooling:Ceiling Fan(s), Window Unit(s)
- Heating:Baseboard - Hot Water, Oil, Radiator
Structure and exterior
- Year built:1880
- Building area:2,988 sq. ft.
- Lot area:0.19 Acres
Schools
- High school:CATOCTIN
Utilities
- Water:Public
- Sewer:Public Sewer
Finances and disclosures
- Price:$429,900
- Price per sq. ft.:$143.88
- Tax amount:$5,636 (2024)
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