16631 Harbor View Road, Charlotte, NC 28278
Local realty services provided by:Better Homes and Gardens Real Estate Integrity Partners
Listed by: cullen mcnulty
Office: mcnulty realty llc.
MLS#:4345664
Source:CH
16631 Harbor View Road,Charlotte, NC 28278
$1,450,000
- 3 Beds
- 4 Baths
- 4,889 sq. ft.
- Single family
- Active
Price summary
- Price:$1,450,000
- Price per sq. ft.:$296.58
About this home
Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck—an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to maximize the waterfront setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend the living areas outdoors. The private dock offers covered boat storage and a swim platform, making it easy to enjoy Lake Wylie’s boating, swimming, and sunset cruising just steps from the home. Additional features include a powered detached shed ideal for a workshop, parking for 15+ vehicles, a whole-house generator, and major mechanical updates with HVAC systems and water heater replaced approximately four years ago. Whether preserved as a private waterfront retreat, expanded into a multigenerational family compound, or explored for future development potential, the scale, location, and water access of this property create a rare opportunity within minutes of Charlotte. Optional membership opportunities are available at The Palisades Country Club, adding golf, dining, and lifestyle amenities nearby. Conceptual renderings illustrating potential development on the adjacent parcels are available to help visualize the possibilities for this extraordinary Lake Wylie property.
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Home facts
- Year built:1986
- Listing ID #:4345664
- Updated:March 10, 2026 at 01:22 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:4
- Full bathrooms:3
- Half bathrooms:1
- Flooring:Brick, Carpet, Concrete, Tile, Wood
- Kitchen Description:Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Trash Compactor, Wall Oven
- Basement:Yes
- Living area:4,889 sq. ft.
Heating and cooling
- Cooling:Central Air
Structure and exterior
- Year built:1986
- Building area:4,889 sq. ft.
- Lot area:1.53 Acres
- Lot Features:Private, Wooded
- Construction Materials:Wood
- Exterior Features:In-Ground Irrigation, Storage
- Foundation Description:Basement
Schools
- High school:Palisades
- Elementary school:Palisades Park
Utilities
- Water:Well
- Sewer:Septic (At Site)
Finances and disclosures
- Price:$1,450,000
- Price per sq. ft.:$296.58
Features and amenities
- Laundry features:Main Level, Utility Room
- Amenities:Walk-In Closet(s), Wet Bar
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