987 Cold Mountain Road, Lake Toxaway, NC 28747

Local realty services provided by:Better Homes and Gardens Real Estate Paracle
Listed by: amanda jennings gravley
Office: fisher realty,sapphire/toxaway
MLS#:4354164
Source:CH
987 Cold Mountain Road,Lake Toxaway, NC 28747
$3,250,000
  • 3 Beds
  • 3 Baths
  • 2,338 sq. ft.
  • Single family
  • Active

Price summary

  • Price:$3,250,000
  • Price per sq. ft.:$1,390.08
  • Monthly HOA dues:$441

About this home

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock

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Home facts

  • Year built:1973
  • Listing ID #:4354164
  • Updated:March 10, 2026 at 01:22 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:3
  • Kitchen Description:Dishwasher, Electric Oven, Microwave
  • Living area:2,338 sq. ft.

Heating and cooling

  • Heating:Forced Air, Propane

Structure and exterior

  • Year built:1973
  • Building area:2,338 sq. ft.
  • Lot area:0.6 Acres
  • Lot Features:Green Area, Level, Views
  • Construction Materials:Wood
  • Foundation Description:Crawl Space

Schools

  • High school:Rosman
  • Elementary school:T.C. Henderson

Utilities

  • Water:Well
  • Sewer:Septic (At Site)

Finances and disclosures

  • Price:$3,250,000
  • Price per sq. ft.:$1,390.08

Features and amenities

  • Laundry features:Dryer, In Kitchen, Washer
  • Amenities:Open Floorplan
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