1023 1st Street, Surf City, NC 28445
Local realty services provided by:Better Homes and Gardens Real Estate Native American Group
Listed by: sean d mcdonnell
Office: real broker llc.
MLS#:100584283
Source:NC_CCAR
Price summary
- Price:$1,049,000
- Price per sq. ft.:$728.47
About this home
Rare Topsail Island waterfront opportunity with deep-water boating access at all tides, a private boat lift, and a short walk to the beach! This beautifully renovated Surf City canal-front home offers the best of coastal living, combining incredible boating convenience, beautiful sunset views, and easy beach access.
One of this property's most desirable features is its deep-water canal frontage, allowing boating access even at the lowest tides. No need to plan your adventures around the tide! Keep your boat on your private lift right in the backyard, ready for spontaneous fishing trips, sunset cruises, and days exploring the waterways surrounding Topsail Island. When you're ready for the beach, enjoy a short walk to public beach access featuring restrooms, a park, and an accessible ramp with no stairs.
Inside, this 3-bedroom, 2-bath home has undergone extensive renovations in 2026, creating a beautiful, modern coastal retreat. The open-concept living area features stunning shiplap ceilings with a center beam, recessed lighting, and premium LVP flooring throughout. The completely updated kitchen is perfect for entertaining, featuring a large island with seating for six, granite countertops, new soft-close cabinetry, upgraded pantry storage, a six-burner gas range with convection and air-fry oven, and an exterior-vented range hood.
Both bathrooms have been beautifully updated with quartz countertops, modern fixtures, and a custom tiled walk-in shower in the primary suite. Additional improvements include fresh paint, updated lighting, ceiling fans, and hardware throughout.
This home is thoughtfully equipped for coastal living with a metal roof, storm shutters, storm windows, thermal doors, a whole-home standby generator, propane heating, gas cooking, and a tankless water heater.
Outdoor living is equally impressive, featuring a screened-in deck, composite decking, covered lower-level spaces, fenced yard, irrigation system, and cargo lift. A fully wired waterside workshop with a half bath and custom shelving provides excellent storage for boating gear, beach equipment, and hobbies.
Located in a peaceful section of Surf City, you'll enjoy a relaxed coastal atmosphere while remaining close to restaurants, shopping, and everything Topsail Island has to offer.
Your boat in the backyard, the beach a short walk away, and a beautifully updated home ready to enjoy! Whether you're looking for a primary residence, second home, or waterfront getaway, this property offers a rare combination of location, lifestyle, and thoughtful upgrades.
Sellers are offering $5,000 toward buyer closing costs for buyers able to close by November 30, 2026!...
Contact an agent
Home facts
- Year built:1992
- Subdivision & Development:Old Settlers Beach
- Listing ID #:100584283
- Added:140 day(s) ago
- Updated:November 13, 2026 at 12:01 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:3
- Full bathrooms:2
- Half bathrooms:1
- Rooms Total:4
- Flooring:Carpet
- Bathrooms Description:Walk-in Shower
- Kitchen Description:Dishwasher, Gas Range, Ice Maker, Kitchen Island, Pantry, Refrigerator
- Bedroom Description:Walk-In Closet(s)
- Living area:1,440 sq. ft.
Heating and cooling
- Cooling:Central Air, Heat Pump
- Heating:Heat Pump, Heating, Propane
- Central air:Yes
Structure and exterior
- Roof:Metal
- Year built:1992
- Building area:1,440 sq. ft.
- Lot area:0.15 Acres
- Lot Features:Boat Slip, Dead End, Front Yard
- Construction Materials:Vinyl Siding, Wood Frame
- Exterior Features:Covered, Deck, Enclosed, Irrigation System, Outdoor Shower, Patio, Porch, Screened, Shutters - Board/Hurricane, Thermal Doors, Wrap Around
- Foundation Description:Pilings
- Levels:2 Story
Schools
- High school:Dixon
- Middle school:Dixon
- Elementary school:Coastal
Utilities
- Water:Water Connected
- Sewer:Sewer Connected
Finances and disclosures
- Price:$1,049,000
- Price per sq. ft.:$728.47
Features and amenities
- Appliances:Dishwasher, Dryer, Ice Maker, Refrigerator, Washer
- Laundry features:Dryer, Laundry Room, Washer
- Amenities:Blinds/Shades, Ceiling Fan(s), Walk-In Closet(s), Whole-Home Generator
Parking
- Parking description:Attached, Attached Garage, Covered, Lighted, Off Street, On Site, Paved
New listings near 1023 1st Street
- New
Listed by BHGRE$749,999Active3 beds 3 baths1,825 sq. ft.419a N New River Drive, Surf City, NC 28445
MLS# 100616120Listed by: BETTER HOMES AND GARDENS REAL ESTATE TREASURE - New
$1,115,000Active3 beds 3 baths2,028 sq. ft.3033 3rd Street, Surf City, NC 28445
MLS# 100616044Listed by: INTRACOASTAL REALTY CORPORATION - New
$1,175,000Active4 beds 5 baths2,748 sq. ft.117 Coastal Cay, Surf City, NC 28445
MLS# 100615980Listed by: CARDOSO & COMPANY - New
$559,000Active4 beds 3 baths1,536 sq. ft.813 Driftwood Drive, Hampstead, NC 28443
MLS# 100615928Listed by: BEYCOME BROKERAGE REALTY LLC - New
$1,400,000Active5.21 AcresLot 44 Nc Hwy 50, Surf City, NC 28445
MLS# 100615897Listed by: INTRACOASTAL REALTY CORPORATION - New
$1,400,000Active4.46 AcresLot 49 Nc Hwy 50, Surf City, NC 28445
MLS# 100615898Listed by: INTRACOASTAL REALTY CORPORATION - New
$350,000Active1.58 AcresLot 90 Nc Hwy 50, Surf City, NC 28445
MLS# 100615900Listed by: INTRACOASTAL REALTY CORPORATION - New
$335,000Active3 beds 2 baths1,043 sq. ft.103 Cleat Drive, Surf City, NC 28445
MLS# 100615638Listed by: SUMMY RUCKER REAL ESTATE LLC - New
$999,998Active4 beds 3 baths2,128 sq. ft.9021 W 9th Street, Surf City, NC 28445
MLS# 100615470Listed by: REBARKER REAL ESTATE, LLC - New
$80,000Active0.1 Acres1208 N Shore Drive, Surf City, NC 28445
MLS# 100615320Listed by: REAL BROKER LLC