639 E Saint Charles Dr, Crosby, TX 77532
Local realty services provided by:Better Homes and Gardens Real Estate Winans
Listed by: melinda jackson
Office: bmj realty group
MLS#:4536986
Source:ACTRIS
639 E Saint Charles Dr,Crosby, TX 77532
$239,900
- 6 Beds
- 3 Baths
- 1,924 sq. ft.
- Single family
- Active
Price summary
- Price:$239,900
- Price per sq. ft.:$124.69
About this home
DUPLEX!! Both sides rented now but could live on one side and use the rent income from the other side to cover your mortgage! Roof replaced in November 2022. HVAC replaced in each unit in 2020 & 2021. Four bedroom fully remodeled just prior to current tenant move-in. Two bedroom remodeled prior to last tenant move-in around 2021. Washer and Dryer connections in Four Bedroom. Duplex is located at the end of long street so little traffic!
Own it with far less cash down than a conventional purchase. 100% ownership, rights at 40% purchase price of expected appraised value. Not fractional ownership! You get all the ownership benefits and appreciation at a smaller entry price with Optimized Ownership which has been around for 50 years!!
Optimized ownership structure with a low down payment and real flexibility.
The list price is your Ownership Interest in the home. The seller holds most of the home's cost, so you don't finance or buy that part. Instead, you pay a monthly fee on it, and you can buy it out anytime at a price set at closing, or never. Sell anytime.
Conventional, FHA, VA, and USDA financing accepted.
Financing fee: $906 monthly plus your mortgage, if any. Much less than conventional payment on the same home with less cash in. Down payment is set by your mortgage, as little as $0 down.
Estimates; final terms set at closing...
Contact an agent
Home facts
- Year built:1960
- Subdivision & Development:St Charles Place Sec 01
- Listing ID #:4536986
- Updated:August 23, 2026 at 03:28 PM
Rooms and interior
- Bedrooms:6
- Total bathrooms:3
- Full bathrooms:3
- Flooring:Laminate
- Kitchen Description:Free-Standing Refrigerator, Gas Range, Range
- Living area:1,924 sq. ft.
Heating and cooling
- Cooling:Central
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Asphalt
- Year built:1960
- Building area:1,924 sq. ft.
- Lot area:0.13 Acres
- Lot Features:Cleared, Level, Open Lot
- Construction Materials:Asphalt, Vinyl Siding
- Foundation Description:Pillar/Post/Pier
Schools
- High school:Outside School District
- Elementary school:Crosby (Crosby)
Utilities
- Water:MUD
- Sewer:Public Sewer
Finances and disclosures
- Price:$239,900
- Price per sq. ft.:$124.69
- Tax amount:$3,515 (2025)
Features and amenities
- Appliances:Free-Standing Refrigerator, Gas Range, Range
Parking
- Total parking spaces:4
- Parking description:Driveway
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