430 Pine Tree Road, Center Cross, VA 22437
Local realty services provided by:Better Homes and Gardens Real Estate Base Camp
Listed by: jeff brooks
Office: hometown realty
MLS#:2607347
Source:RV
Price summary
- Price:$445,000
- Price per sq. ft.:$317.86
About this home
South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including replacement windows, a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina.
The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer....
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Home facts
- Year built:1968
- Listing ID #:2607347
- Added:6 day(s) ago
- Updated:April 01, 2026 at 02:33 PM
Rooms and interior
- Bedrooms:3
- Total bathrooms:2
- Full bathrooms:2
- Rooms Total:5
- Flooring:Carpet, Laminate, Wood
- Dining Description:Dining Area
- Kitchen Description:Dishwasher, Electric Cooking, Microwave, Refrigerator, Smooth Cooktop
- Bedroom Description:Main Level Primary
- Basement:Yes
- Basement Description:Crawl Space
- Living area:1,400 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Electric, Heat Pump, Propane
- Central air:Yes
Structure and exterior
- Roof:Composition
- Year built:1968
- Building area:1,400 sq. ft.
- Lot area:0.26 Acres
- Lot Features:Level
- Architectural Style:Ranch
- Construction Materials:Block, Drywall, Frame, Vinyl Siding
- Exterior Features:Deck, Side Porch
- Levels:One
Schools
- High school:Essex
- Middle school:Essex
- Elementary school:Tappahannock
Utilities
- Water:Community/Coop, Shared Well
- Sewer:Septic Tank
Finances and disclosures
- Price:$445,000
- Price per sq. ft.:$317.86
- Tax amount:$984 (2025)
Features and amenities
- Appliances:Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Smooth Cooktop, Washer/Dryer Stacked
- Laundry features:Dryer Hookup, Stacked, Washer Hookup, Washer/Dryer Stacked
- Amenities:Ceiling Fans, Laminate Counters, Thermal Windows
Parking
- Parking description:No Garage, Off Street
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