4384 4th Isle Drive, Hernando Beach, FL 34607
Local realty services provided by:Better Homes and Gardens Real Estate Synergy
Listed by: laura norcross
Office: meridian real estate
MLS#:W7882944
Source:MFRMLS
Price summary
- Price:$515,000
- Price per sq. ft.:$230.22
About this home
GULF ACCESS IN MINUTES | PRIVATE BOAT RAMP | 90' OF WATERFRONT | BUILT TO OUTLAST FLORIDA!
Let's talk about what actually matters in a waterfront home in Florida — how it's built and how it holds up. This 1971 home has been standing through decades of Florida weather while newer construction around it has come and gone. And when Hernando Beach flooded a few years back? MINIMAL IMPACT. Why? Because this home sits on an ELEVATED LOT, has CEMENT BOARD WALLS instead of drywall, and TILE FLOORING THROUGHOUT. There is no drywall to rot. No carpet to ruin. No soft walls to buckle. This is how waterfront homes should be built — and almost none of them are anymore.
Flood insurance is currently in place at $3,800/year — that's $316/month for a WATERFRONT HOME WITH A PRIVATE BOAT RAMP ON THE GULF COAST OF FLORIDA. That number is known, it's locked in, and there are no surprises.
Now let's talk about why you're actually buying this one.
You get 90 FEET OF WATERFRONT on a LOT AND A HALF in a CUL-DE-SAC in HERNANDO BEACH — with your very own PRIVATE BOAT RAMP in the backyard. Not a community ramp. Not a public ramp. Yours. Launch your boat and be cruising through the canal to the OPEN GULF in 5 MINUTES. Scalloping season, offshore fishing, sunset cruises — this is your daily life now.
The backyard is the reason people fall in love with this one. FLOATING DOCK. SEAWALL WITH CAP. FENCED DOG RUN. HUGE PAVER SIDE YARD. FIREPIT. GARDEN AREA. And a real TIKI HUT where sunset drinks just hit different. The kind of backyard that makes your friends stop asking why you moved to Florida.
Inside — NEW ROOF (2024). NEW HOT WATER HEATER (2025). ALL NEW KITCHEN APPLIANCES (2024). DUAL PANE WINDOWS. TILE FLOORING THROUGHOUT. The bones are solid, the big tickets are done, and the CEMENT BOARD WALLS mean this home laughs at humidity.
The community is GOLF CART FRIENDLY with NO HOA and NO SHORT-TERM RENTAL RESTRICTIONS — use it as a full-time home, a weekend escape, or an income-producing waterfront rental. The flexibility is yours.
Evenings at Brian's Place. Lunch at The Lazy Lizard. Live music at the tiki bar. Morning coffee on the dock. Short drive to the WEEKI WACHEE RIVER, PINE ISLAND BEACH, and ROGERS PARK. Kayaking, paddleboarding, scalloping, fishing — pick your adventure.
This isn't just a waterfront home. This is GULF ACCESS from your own backyard. This is a home that has proven it can handle Florida. This is Hernando Beach done right.
?? 4384 4th Isle Drive, Hernando Beach FL | $515,000 | Flood Insurance: $3,800/yr...
Contact an agent
Home facts
- Year built:1971
- Listing ID #:W7882944
- Added:112 day(s) ago
- Updated:June 09, 2026 at 11:46 AM
Rooms and interior
- Bedrooms:2
- Total bathrooms:2
- Full bathrooms:2
- Flooring:Tile
- Kitchen Description:Dishwasher, Microwave, Range, Refrigerator, Stone Counters
- Bedroom Description:Primary Bedroom Main Floor, Walk-In Closet(s)
- Living area:1,246 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1971
- Building area:1,246 sq. ft.
- Lot area:0.21 Acres
- Construction Materials:Frame, Stucco
- Foundation Description:Slab
- Levels:1 Story
Schools
- High school:Weeki Wachee High School
- Middle school:Fox Chapel Middle School
- Elementary school:Westside Elementary-HN
Utilities
- Water:Public, Water Connected
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$515,000
- Price per sq. ft.:$230.22
- Tax amount:$1,020 (2025)
Features and amenities
- Appliances:Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry features:Dryer, In Garage, Washer
- Amenities:Cable Available, Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
- Pool features:Public Pool
Parking
- Parking description:Attached Garage
- Garage:Yes
- Garage spaces:2
New listings near 4384 4th Isle Drive
- New
$249,900Active0.14 Acres4018 Eagle Nest Drive, HERNANDO BEACH, FL 34607
MLS# A4696230Listed by: SAVVY AVENUE, LLC - New
$159,000Active0.14 Acres4493 Neptune Drive, HERNANDO BEACH, FL 34607
MLS# O6414672Listed by: EMPIRE NETWORK REALTY - New
$659,900Active2 beds 3 baths1,398 sq. ft.3532 Eagle Nest Drive, HERNANDO BEACH, FL 34607
MLS# W7886431Listed by: RE/MAX ALLIANCE GROUP - New
$349,000Active0.17 Acres00 Orchid Drive, HERNANDO BEACH, FL 34607
MLS# TB8514759Listed by: JT REALTY & ASSOCIATES - New
$569,900Active3 beds 2 baths1,722 sq. ft.3305 Rose Arbor Drive, HERNANDO BEACH, FL 34607
MLS# W7886191Listed by: RE/MAX ALLIANCE GROUP - New
$185,000Active0.23 Acres3471 Amberjack Drive, HERNANDO BEACH, FL 34607
MLS# TB8515016Listed by: JT REALTY & ASSOCIATES - New
$439,900Active4 beds 2 baths1,552 sq. ft.3294 Gardenia Drive, HERNANDO BEACH, FL 34607
MLS# W7886396Listed by: RE/MAX ALLIANCE GROUP - New
$649,000Active0.17 Acres4181 Orchid Drive, HERNANDO BEACH, FL 34607
MLS# TB8514841Listed by: JT REALTY & ASSOCIATES - New
$565,000Active2 beds 2 baths1,350 sq. ft.4263 Tahiti Drive, HERNANDO BEACH, FL 34607
MLS# TB8511261Listed by: KELLER WILLIAMS TAMPA PROP. - New
$450,000Active3 beds 2 baths1,608 sq. ft.1578 Indian Bay Road, SPRING HILL, FL 34607
MLS# TB8513638Listed by: CENTURY 21 LIST WITH BEGGINS