4464 Neptune Drive, Hernando Beach, FL 34607

Hernando Beach
Local realty services provided by:Better Homes and Gardens Real Estate Lifestyles Realty
4464 Neptune Drive,Hernando Beach, FL 34607
$674,000
Virtual Tour
  • 3 Beds
  • 3 Baths
  • 2,334 sq. ft.
  • Single family
  • Active
Listed by: sarah hill
Office: jt realty & associates
MLS#:TB8391203
Source:MFRMLS

Price summary

  • Price:$674,000
  • Price per sq. ft.:$177.28

About this home

MOTIVATED SELLER!!! With lots of upgrades including new paint on 1st and 2nd level, new epoxy floors on the first level, and a new seawall cap. ARE YOU a veteran ELIGIBLE FOR A VA LOAN? This property has an ASSUMABLE VA LOAN AT A LOW INTEREST RATE AND VERY LITTLE DOWN! Discover coastal living at its finest in this elevated waterfront home offering direct Gulf access, a private floating dock, and an open permit for a future boat lift with pilings already in place. This thoughtfully designed 3-bedroom, 3-bath home features a desirable 3 bedroom 2 bath split floor plan on the main (second) level, plus an additional bathroom and fully equipped bonus suite on the ground level. Step inside the bright and airy main level, where tall ceilings, fresh paint, and NEW vinyl flooring, and new light fixtures set the stage for modern waterfront living. The open-concept kitchen, dining, and living area flows seamlessly to a covered rear deck overlooking the water — perfect for entertaining or

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Home facts

  • Year built:2000
  • Listing ID #:TB8391203
  • Added:271 day(s) ago
  • Updated:February 26, 2026 at 02:19 PM

Rooms and interior

  • Bedrooms:3
  • Total bathrooms:3
  • Full bathrooms:3
  • Flooring:Vinyl
  • Dining Description:Living Room/Dining Room Combo
  • Kitchen Description:Dishwasher, Disposal, Kitchen/Family Room Combo, Microwave, Range, Refrigerator, Solid Surface Counters, Solid Wood Cabinets
  • Bedroom Description:Primary Bedroom Upstairs, Split Bedroom
  • Basement:Yes
  • Basement Description:Pillar/Post/Pier
  • Living area:2,334 sq. ft.

Heating and cooling

  • Cooling:Central Air
  • Heating:Central

Structure and exterior

  • Roof:Shingle
  • Year built:2000
  • Building area:2,334 sq. ft.
  • Lot area:0.14 Acres
  • Lot Features:Flood Zone, Near Marina
  • Architectural Style:Coastal, Elevated
  • Construction Materials:Frame, Vinyl Siding
  • Exterior Features:Balcony, Lighting, Rear Porch
  • Foundation Description:Pillar/post/pier, Stilt/On Piling
  • Levels:2 Story

Utilities

  • Water:Public, Water Connected
  • Sewer:Public Sewer, Sewer Connected

Finances and disclosures

  • Price:$674,000
  • Price per sq. ft.:$177.28
  • Tax amount:$466 (2024)

Features and amenities

  • Appliances:Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Laundry features:Inside, Laundry Room
  • Amenities:BB/HS Internet Available, Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
  • Pool features:Public Pool
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