12816 Harborwood Drive, Largo, FL 33774
Local realty services provided by:Better Homes and Gardens Real Estate Synergy
Listed by: mike sanders, jessyca sanders
Office: homes by sanders realty
MLS#:TB8533580
Source:MFRMLS
Price summary
- Price:$2,450,000
- Price per sq. ft.:$418.66
- Monthly HOA dues:$70.83
About this home
Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America.
Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony.
Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings.
Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal.
Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach.
This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle....
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Home facts
- Year built:1987
- Subdivision & Development:KENSINGTON OAKS
- Listing ID #:TB8533580
- Added:6 day(s) ago
- Updated:August 06, 2026 at 11:47 AM
Rooms and interior
- Bedrooms:4
- Total bathrooms:5
- Full bathrooms:4
- Half bathrooms:1
- Flooring:Carpet, Tile, Travertine, Wood
- Dining Description:Eat In Kitchen, Formal Dining Room
- Kitchen Description:Bar Fridge, Dishwasher, Disposal, Eat-in Kitchen, Kitchen/Family Room Combo, Microwave, Range, Range Hood, Refrigerator, Solid Wood Cabinets, Stone Counters, Wine Refrigerator
- Bedroom Description:High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
- Living area:4,234 sq. ft.
Heating and cooling
- Cooling:Central Air
- Heating:Central, Electric
- Central air:Yes
Structure and exterior
- Roof:Shingle
- Year built:1987
- Building area:4,234 sq. ft.
- Lot area:1.31 Acres
- Lot Features:Cleared, Flood Zone, Landscaped, Oversized, Paved, Sidewalk, Sloped
- Architectural Style:Cape Cod, Coastal
- Construction Materials:Block, Brick
- Exterior Features:Covered Porch/Patio, Outdoor Grill, Rear Porch, Screened, Sidewalk
- Foundation Description:Slab
- Levels:2 Story
Utilities
- Water:Public, Water Connected
- Sewer:Public Sewer, Sewer Connected
Finances and disclosures
- Price:$2,450,000
- Price per sq. ft.:$418.66
- Tax amount:$29,841 (2025)
Features and amenities
- Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Irrigation Equipment, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Laundry features:Dryer, Inside, Laundry Room, Washer
- Amenities:Cable Connected, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Irrigation Equipment, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Pool features:Automatic Cleaner, Gunite, In Ground, Outside Bath Access, Private Pool, Sweep
Parking
- Parking description:Attached Garage, Garage Door Opener, Oversized
- Garage:Yes
- Garage spaces:2
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